There is a collection agency Portfolio Recovery As
Date: Tue, 04/05/2011 - 19:28
There is a collection agency Portfolio Recovery Associates calling me for a credit card debt owed from 1995 ? 1997? Aren't the statutes of limitations exceeded in 7 years? and secondly I don't know if this debt is even mine!
What state are you in? You can check the SOL period on your stat
What state are you in? You can check the SOL period on your state from this page:
http://www.debtconsolidationcare.com/statute-of-limitation.html
Ask the collection agency to send you a debt validation letter. This way you'll get to know whether or not the debt is yours.