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Settlement Post Judgement

Date: Tue, 05/03/2011 - 20:41

Submitted by anonymous
on Tue, 05/03/2011 - 20:41

Posts: 202330 Credits: [Donate]

Total Replies: 5


[COLOR=black]I am in the process of becoming pre-approved for a mortgage, however I have notice a judgment on my credit report dated 1/12/06. I called the court and found out a default judgment was render against me. I want to settle but not sure how to approach the lawyer on this case. Should I write a letter? call? I really just want to be done with this...any suggestions? Thanks in advance for any advice.[/COLOR]
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[COLOR=black]Srdj[/COLOR]


Thanks for responding! The only issue I have with paying this debt is it's listed on my credit report as being $2667.00, however when I called the other day its 4478.06! I am willing to offer an one time settlement of $1500.00, but not sure if I have any other options...


lrhall41

Submitted by on Tue, 05/03/2011 - 21:02

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Ah unfortunately you don't have many options. They got a judgment against you and it has been collecting interest ever since. You can try to negotiate a settlement, but they don't have many incentives to accept one. Depending on your state's laws they may be able to try garnishment or bank levies.


lrhall41

Submitted by goldenbast on Thu, 05/05/2011 - 23:07

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