wage garnishing

Date: Fri, 07/08/2011 - 15:49

Submitted by anonymous
on Fri, 07/08/2011 - 15:49

Posts: 202330 Credits: [Donate]

Total Replies: 2

I have a account with this collections agency that is paid every month. My wife and I had a joint account before and I payed it off. My question is can they garnish my check for a new account that my wife has? She went to the ER, however I didnt go in with her or sign anything.

Garnishment is a legal term. It apply only when a judge rules ag

Garnishment is a legal term. It apply only when a judge rules against you and requires you to pay back the creditor. They can garnish your pay or bank accounts.

If this is your wife's medical debt, yes they can garnish her bank account but they would have to take her to court and get a judgment against her first.

Even if they get a judgement against your wife they cannot garnish your paycheck. If you are both listed on the complaint, then they can garnish you also.

lrhall41

Submitted by J L B on Sat, 07/09/2011 - 12:44

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This is not true entirely.... If you live in a community proper

This is not true entirely....

If you live in a community property state, then they CAN go after your money whether you signed anything or not.

It is true that they must obtain a court judgment in order to legally garnish wages or levy bank accounts. Check the county court clerk's office to see if there has been a judgment against you or your wife.

lrhall41

Submitted by skydivr7673 on Sat, 07/09/2011 - 15:00

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