payday loan

first off threatening arrest for a debt especially a pdl is illegal in the exterme.btw next time they call demand something in writing before even talking to these idiots further.btw what number comes up on caller id?again this is a bottomfeeder.you should file a police report using the number and name of the bottomfeeder.to sum it up a scam that broke the law and needs to be reported,not paid.

The next time Madame Attorney calls, get her name and tell her that you are going to call your County's Bar Association and her name better be there. If not, you are calling your local police dept and filing a police report for harassment and for the collector illegally impersonating an attorney!

Non-payment of debt is not a criminal offense. It is a civil offense. She can???t send you to jail for this reason. You can file a complaint against her to the State Attorney General or FTC.

Hi,
First of all, don't freak out! You cannot be sent to jail just because you are in debt! Also threatening calls regarding payback of payday loans is itself illegal.

I would suggest you to ask the name of the attorney, the next time she calls and cross check with the county's bar association. Also ask them to provide documents for all their claims before threatening you. The solution is simple. Threaten them back to stop them!

Thank You :D

Put it this way: if it REALLY was a criminal offense to be in debt (and it's not), don't cha think the jails would be even MORE overcrowded than they are already?
Who would America rather see behind bars: a murderer, or a poor person who defaulted on their PDL's??