cash call

If you've taken out a loan from them and if you stop paying them, then they can take legal actions against you. It will be better if you could inform them about your financial hardship and negotiate for a repayment plan so that you can pay off the debts.

HI,

If you just stop paying the lenders, they turn down your accounts to collection agencies and the agents may scare you throughout the day calling you for the money. Therefore, it is always better to manage your finances and try repaying the total amount. You can negotiate with your lenders and tell them the reason that is barring your from making payments. You may also go in for professional payday loan consolidation.

If you are in a financial hardship and can???t payback your debts in full, then you can explain your financial condition to the lender. You may try to settle the debt with them on your own. If it seems difficult to negotiate yourself, then you may enroll in a payday loan debt settlement program. This program helps you to payoff your debt within your means. The following link may help you in this regard:
http://www.debtconsolidationcare.com/paydayloan-settlement.html

while i don't condone ignoring an illegal lender if there still is money owed as this forum always advocates paying the principle.even our IL AG agrees with that,but being as cashcall is illegal and the OP only owes the principle.i have two questions.

1)how much was borrowed
2)how much was debited thus far

please provide the info reqested.btw again nobody here is gonna condone just not paying a loan illegal or not.if you do owe something pay it on your terms,not theirs.close your account if you haven't and open a new one.then again pay them on your terms.