There's a way out

Date: Thu, 08/18/2011 - 10:56

Submitted by jamesonpenaloza
on Thu, 08/18/2011 - 10:56

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Total Replies: 5

Hi just want to tell everybody in this forum, that there's a way out of the payday loan mess. I followed all the steps provided in this forum and Some accounts were closed and clear (because they know they are making business illegally) and some of them settled for a monthly payment and only for the principal amount. DO NOT let anybody scared you, they are just trying to fool you and take advantage of your situation. I just have a quick question:

The only payday loan company that don't want to really work with me is Cash in a Wink, The principal amount is $1.000 I paid $250.00 and I closed my account. Three due dates has passed. and they do not want to settle, they keep calling me and they are just ignoring my emails. Any suggestions with this?

Just keep at them. Have you filed your complaints with the FTC

Just keep at them. Have you filed your complaints with the FTC and the AG of your state? Sometimes they become a little more responsive once they hear from one or both of those entities.

lrhall41

Submitted by OhioGal1 on Thu, 08/18/2011 - 11:49

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You have to do what OhioGal said make sure you file your complai

You have to do what OhioGal said make sure you file your complaints because they are trying to scare you please don't be fooled file your compalints and keep filing them until someone responds!

lrhall41

Submitted by danettere on Thu, 08/18/2011 - 12:03

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I did and they are trying to fight it. I responded back to BBB w

I did and they are trying to fight it. I responded back to BBB with more details, because I saved all the messages they left me. All their representatives have really rough collection "techniques". One of them said, they will start a wage assignment, if I don't work with them! can they do that? I'm in the state of NJ

lrhall41

Submitted by jamesonpenaloza on Thu, 08/18/2011 - 13:33

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The BBB is useless. They can't do anything for you. You need t

The BBB is useless. They can't do anything for you. You need to file complaints with the FTC and your state's AG.

Did you include wage assignment revocation language in your letters? If not, you need to do that and you need to give a copy to your employer.

lrhall41

Submitted by OhioGal1 on Thu, 08/18/2011 - 18:17

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I completely agree about the wage assignment revoking--as since

I completely agree about the wage assignment revoking--as since they mentioned it, I wouldn't put it past them to try something with your employer.
Since your principle was $1000, and you have already paid back $250, all you owe them is $750.
I would determine what you can REALLY afford to pay back, get an address for them and send payment to them. Do NOT pay a penny more than what you got. If they accept your money orders, then suprise, they accept payment arrangements! Good luck and keep us posted.

lrhall41

Submitted by kscornell on Sun, 08/21/2011 - 19:24

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