being threatened by collector for debt over 6 years old

Date: Mon, 10/24/2011 - 13:38

Submitted by debbiedoright29
on Mon, 10/24/2011 - 13:38

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Total Replies: 4

A collector by the name of Gretchen Lewis keeps harrassing me by calling constantly. She does not leave the name of the company, blocks the phone number, and when I asked for the address to send a letter to desist, she told me she was going to send a constaple to my house and hung up. I have no other number but her direct line. When I told her last week, the debt had expired for collection, and that it had been removed from my credit file, she called back and told me to check Palisades on my file that it was still there. What can I do to keep her from suing me on a debt that is over 6 years old?

Check the SOL period in your state. If the debt has crossed the

Check the SOL period in your state. If the debt has crossed the SOL period, then you should try to not acknowledge the debt. If the debt has crossed the SOL period, then the collector is less likely to sue you. Even if you are sued, you should inform the court that the debt has crossed the SOL period. This will help you win the case.

lrhall41

Submitted by nandydiana on Mon, 10/24/2011 - 21:16

( Posts: 114 | Credits: )

just because the SOL has expired doesnt mean they have to stop c

just because the SOL has expired doesnt mean they have to stop collections....you still owe the debt. They just cannot pursue you in court.

lrhall41

Submitted by SOAPLADY on Mon, 10/24/2011 - 21:47

( Posts: 17315 | Credits: )

To know more about the SOL, you may visit the following link: ht

To know more about the SOL, you may visit the following link:
http://www.debtconsolidationcare.com/statute-of-limitation.html

lrhall41

Submitted by sally.nachelle on Thu, 10/27/2011 - 03:26

( Posts: 275 | Credits: )

411.com. If its a business, it will give you some good info. Fo

411.com.
If its a business, it will give you some good info. For instance, the number of my former employee indicates it is owned by the head lawyer. By checking the Florida Bar, you can find out if its a lawyer.
If it comes up as a name, and not a company, its still a company. 411 does not return personal numbers unless you pay. You just have to find what business that name is connected to.
If they arent a lawyer, you can often search you state's business licenses for any business with an officer of that name. For instance, Florida has a site called "sunbiz" that will allow you to find a business by the name of the officer, or any other info related to the business.
If you can get even one piece of info, you can find out all the rest of their info. It will tell you everything, including the address of the person who owns the company.

lrhall41

Submitted by doggzilla on Sat, 10/29/2011 - 08:08

( Posts: 16 | Credits: )