Judgement help

Pay off the judgment as soon as possible. Once the judgment is paid off, you can think about getting a house.

Get the judgment paid off and out of the way as soon as possible. Your disability should entitle you to certain state benefits as well. You can use them to amass a small capital and then plan on buying the house.

Pay the minimum to get the judgement released.

I wouldnt mention you are trying to get a house to the creditor though, they will then know they have you over a barrel.

With your limited income, you more than likely will NOT get a mortgage unless the judgment is paid in full.

Talking to a mortgage broker that has helped me through the whole thing just told me to settle it. And that being disabled I have more of a stable income then most cause I won't be fired or layed off. There is something in my county if I take an 8 hour coarse I can get up too $14,000 in down payments and closing costs to help me afford it. I am going for a HUD house so what I do have is more than enough!