Experts please help!!! Debt collectors contacted me when I don't owe anything!
Dispute the validity of the debt....and give them the address of
Dispute the validity of the debt....and give them the address of the company and phone number. And cease and desist them. You have nothing to fear.
The collectors don't have a case. You don't have anything to wor
The collectors don't have a case. You don't have anything to worry about. Legally speaking, a company is a separate legal entity existing as an individual and employees working FOR the company has no claim over its assets and doesn't bear its liabilities. Start off by sending the Letter of Dispute.
I too agree with Soaplady. If they are still trying to contact w
I too agree with Soaplady. If they are still trying to contact with you after receiving the Cease and Desist letter, then file a complaint against them to the SAG or FTC.
no
i somewhat agree spacblank.if you have a good address and send a c&d,and they violate it.you sew them a good one and collect 1,000.00.simple as that.
OK, lets not get ahead of ourselves here--the FDCPA, last time I
OK, lets not get ahead of ourselves here--the FDCPA, last time I checked, only applied to consumer debts, not to business debts. So you cannot sue them under FDCPA statutes. They may also state that they are under no legal obligation to validate either--because again, that requirement is in the FDCPA, and doesnt apply the same to business debts.
I would definitely dispute the debt, and inform them that while you were an employee of the company, you were not in any capacity while employed there that would make you liable for the company's failed performance in this matter. If they are smart they will seek other targets. If they insist on coming after you, then you may have to inform a judge that you were merely an employee and therefore not liable for company debts in any way, shape, or form. But it comes to that, you would probably have a good case for harassment against the debt collector--because you will have informed them of this information, and if they choose to proceed anyways, they clearly knew better.