Determining when the SOL begins?
Date: Thu, 05/03/2012 - 15:55
MCM has been calling me since last year (December 2011) for a cell phone bill from 2005. I've read that the SOL begins on the date of first delinquency - is that correct? In this case the cell phone was shut off in December 2005 and the first delinquency was in Oct/Nov 2005.
Nothing really grey about it. SOL is determined by what state y
Nothing really grey about it. SOL is determined by what state you live in. However, just because the SOL has passed, they can still attempt to collect...you still owe the debt. It is just time barred so you have a valid defense if they attempt to sue you.
Which state are you from? If the debt is past the SoL, send the
Which state are you from? If the debt is past the SoL, send the collectors a C&D letter and tell them to go pound sand.
Passed CA SOL
I'm in California. The SOL here is 4 years.
They continued to call me after I mailed them a no contact by phone letter by CMRR.
I explained to the collector on the phone that I had sent the letter and that receipt showed that they received it and on what date. She continued to try and harass me about the debt, until I told her the call was concluded and hung up on her.
kitty
you need to check your state laws in reference to recording calls.gather your proof and go to www.naca.net there you will find a contingency lawyer and sue this bottomfeeder.they are begging to be sued,and you should accomodate them.
