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3 loans in New York

Date: Mon, 06/11/2012 - 06:43

Submitted by anonymous
on Mon, 06/11/2012 - 06:43

Posts: 202330 Credits: [Donate]

Total Replies: 5


I fell into the payday loan trap and now I could use a little help getting out of it. I live in New York and have three outstanding internet payday/ installment loans. I get paid on a monthly basis and needed the money to catch up on some of my bills. I want to pay them off but I will need a little more time in paying them. Here is the listed of lenders and the amounts owed, paid and dates issued:

Western Sky aka Cash Call 4/13/12 - owe $2,600.00 paid $468.96 (fee and 1st installment).
Plain Green 5/21/12 - owe $800.00 paid $219.05 (1st installment).
Zip19 5/25/12 - owe $ 1,055.00 paid nothing yet due on 6/8/12.

On 5/31/12 when I checked my bank account I noticed a unauthorized check written in the amount of $30.00. from Capital Advance Capitol Payday so I had to close my account. I notified my payday lenders that my account has been closed and I will not issue them the information on the new account. I also checked my credit report and noticed that Cash Call was on it instead of Western Sky. I called Cash Call an inquired why Western Sky was not listed as the primary lender and them as a secondary. They said they would get back to me on that and all I've heard were crickets. Can I get some steps on the way to handle my situation please. Thank You.


Cash call / western sky IS NOT a pay day loan. It is an installment loan.

Which is still illegal in NYS due to usury as well as the unlicensed nature of western sky. 99% sure you are that cashcall shill.


lrhall41

Submitted by on Wed, 09/12/2012 - 10:24

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