3 loans in New York
Date: Mon, 06/11/2012 - 06:43
I fell into the payday loan trap and now I could use a little help getting out of it. I live in New York and have three outstanding internet payday/ installment loans. I get paid on a monthly basis and needed the money to catch up on some of my bills. I want to pay them off but I will need a little more time in paying them. Here is the listed of lenders and the amounts owed, paid and dates issued:
Western Sky aka Cash Call 4/13/12 - owe $2,600.00 paid $468.96 (fee and 1st installment).
Plain Green 5/21/12 - owe $800.00 paid $219.05 (1st installment).
Zip19 5/25/12 - owe $ 1,055.00 paid nothing yet due on 6/8/12.
On 5/31/12 when I checked my bank account I noticed a unauthorized check written in the amount of $30.00. from Capital Advance Capitol Payday so I had to close my account. I notified my payday lenders that my account has been closed and I will not issue them the information on the new account. I also checked my credit report and noticed that Cash Call was on it instead of Western Sky. I called Cash Call an inquired why Western Sky was not listed as the primary lender and them as a secondary. They said they would get back to me on that and all I've heard were crickets. Can I get some steps on the way to handle my situation please. Thank You.
Western Sky aka Cash Call 4/13/12 - owe $2,600.00 paid $468.96 (fee and 1st installment).
Plain Green 5/21/12 - owe $800.00 paid $219.05 (1st installment).
Zip19 5/25/12 - owe $ 1,055.00 paid nothing yet due on 6/8/12.
On 5/31/12 when I checked my bank account I noticed a unauthorized check written in the amount of $30.00. from Capital Advance Capitol Payday so I had to close my account. I notified my payday lenders that my account has been closed and I will not issue them the information on the new account. I also checked my credit report and noticed that Cash Call was on it instead of Western Sky. I called Cash Call an inquired why Western Sky was not listed as the primary lender and them as a secondary. They said they would get back to me on that and all I've heard were crickets. Can I get some steps on the way to handle my situation please. Thank You.
All payday loans are illegal in New York!! Follow the link in m
All payday loans are illegal in New York!! Follow the link in my signature line for information on how to deal with them!!!!
It???s true that payday lending is prohibited in New York.
It???s true that payday lending is prohibited in New York. So you owe principal only. No need to pay them an extra dime other than the principal
not a pay day loan
Cash call / western sky IS NOT a pay day loan. It is an installment loan.
Which is still illegal in NYS due to usury as well as the unlicensed nature of western sky. 99% sure you are that cashcall shill.
If the loan was with Western Sky then transferred to Cash Call,
If the loan was with Western Sky then transferred to Cash Call, it's an illegal TRIBAL loan.