ch 13, wage garnishment

Date: Thu, 06/14/2012 - 10:45

Submitted by anonymous
on Thu, 06/14/2012 - 10:45

Posts: 202330 Credits: [Donate]

Total Replies: 4

So, I have 6 pdl,s and I have discovered all are illegal. I am currently in ch 13 and fell on hard times and this was the only way to get cash. I have paid back principal plus more to all of these lenders and am ready to send my letters,: closed bank accounts, etc. I noticed in one of my contracts that one of the items I "agreed" to electronically that I was not in bankruptcy. Can this coem back and hurt me? or does it not matter since the contract was technically never legal in the first place.

Also, I assume that LEGAL lenders can garnish wages, however, I would assume that the illegal ones cannot?

Thanks for any help.

Yeah???.you are right, illegal lenders can???t take any

Yeah???.you are right, illegal lenders can???t take any legal action against you. Go through this link to deal with illegal lenders:
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html

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Blankspace or whoever you are...go away. You have been previously told that you are giving incorrect information. If it is not blankspace or some other party who has been told NOT to post in this forum, please, unless you know the correct response...DO NOT POST

Illegal lenders CAN take legal action against you....the defense would be that the contract is invalid due to state law.

lrhall41

Submitted by on Thu, 06/14/2012 - 22:13

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Ok. So I'm confused now. Am I ok or do I need to be worried?

lrhall41

Submitted by on Thu, 06/14/2012 - 22:35

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The contract that you signed on was not legit in the first place

The contract that you signed on was not legit in the first place so you don't need to worry about the rest. Lenders would need a court order to start garnishing your wages and simply put, illegal lenders can't take you to court.

lrhall41

Submitted by on Fri, 06/15/2012 - 00:13

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Sorry, didnt mean to confuse you. Unfortunately we have some id

Sorry, didnt mean to confuse you. Unfortunately we have some idiot posters who continue to post wrong information.

Did you revoke your voluntary wage assignment and give a copy to your employer? That will cover you on wage assignment. As I said above, it possible that an illegal lender might try to sue you, the first step to getting a wage garnishment. However your defense to the court would be that the contract is flawed due to your state law. The case would then be thrown out and dismissed.

lrhall41

Submitted by SOAPLADY on Fri, 06/15/2012 - 03:42

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