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ch 13, wage garnishment

Date: Thu, 06/14/2012 - 10:45

Submitted by anonymous
on Thu, 06/14/2012 - 10:45

Posts: 202330 Credits: [Donate]

Total Replies: 4


So, I have 6 pdl,s and I have discovered all are illegal. I am currently in ch 13 and fell on hard times and this was the only way to get cash. I have paid back principal plus more to all of these lenders and am ready to send my letters,: closed bank accounts, etc. I noticed in one of my contracts that one of the items I "agreed" to electronically that I was not in bankruptcy. Can this coem back and hurt me? or does it not matter since the contract was technically never legal in the first place.

Also, I assume that LEGAL lenders can garnish wages, however, I would assume that the illegal ones cannot?

Thanks for any help.


Yeah???.you are right, illegal lenders can???t take any legal action against you. Go through this link to deal with illegal lenders:
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html

MOD NOTE

Blankspace or whoever you are...go away. You have been previously told that you are giving incorrect information. If it is not blankspace or some other party who has been told NOT to post in this forum, please, unless you know the correct response...DO NOT POST

Illegal lenders CAN take legal action against you....the defense would be that the contract is invalid due to state law.


lrhall41

Submitted by on Thu, 06/14/2012 - 22:13

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Sorry, didnt mean to confuse you. Unfortunately we have some idiot posters who continue to post wrong information.

Did you revoke your voluntary wage assignment and give a copy to your employer? That will cover you on wage assignment. As I said above, it possible that an illegal lender might try to sue you, the first step to getting a wage garnishment. However your defense to the court would be that the contract is flawed due to your state law. The case would then be thrown out and dismissed.


lrhall41

Submitted by SOAPLADY on Fri, 06/15/2012 - 03:42

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