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confused

Date: Thu, 07/05/2012 - 10:26

Submitted by anonymous
on Thu, 07/05/2012 - 10:26

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Total Replies: 4


I'm confused. Are PDLs illegal in North Carolina? I'll post the names on my next entry. I did go to my bank but spoke to the bank relations representative. She stated that she could not revoke ACH authorizations. These PDL's keep overdrawing my account.


I recently informed Check N Go that I was revoking their ACH debits and I informed my bank about it. I spoke with the branch manager and she said that you technically can't revoke ACHs with payday companies. Other companies you can, but Payday companies are different. She said that because they lend you money and you sign a contract that revoking doesn't work. I'm not sure that she fully knew the extent of the law. She has worked with me before and she did go through and put a stop payment on all the company IDs that Check N go has used that showed up on my account, but obviously that isn't a guarantee that Check N Go won't find a way around it. She stated that the only guarantee is to close the account. I really don't want to do that. I'm just going to see what happens.


lrhall41

Submitted by on Mon, 07/09/2012 - 13:50

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