Oak View Law Group

Date: Fri, 07/27/2012 - 15:34

Submitted by jerseygirl419
on Fri, 07/27/2012 - 15:34

Posts: 15 Credits: [Donate]

Total Replies: 5

So I called Oak View Law Group(the number that is on this site to do debt consolidation) for two installment loans that I owe to Check n Go and Cash Call. I owe Check n Go about 5500 dollars of a 2000 loan that I took out with bi weekly payments of 309 and I'm not sure how much I owe cash call but I took out a loan for 1500(only got 1000) and I have to pay 200 a month. So Oak View said that they could consolidate my debt by me paying them 250 a month for the next 17 months and my debts will be settle. I agreed. I want to see if anyone else has done this or if anyone has any feedback for Oak View Law Group for me. I sure as hell do not want to be scammed and owe thousands of dollars for my installments loans. I live in NJ and I took out a loan with Check n Go when was in Ohio. Please any advice on whether or not I made a good decision is really want I'm asking. Thanks in advance!

To be honest with you, now that you live in New Jersey, I don't

To be honest with you, now that you live in New Jersey, I don't know if the loans are even enforceable anymore. I know for a fact PDLs are illegal in New Jersey, but since you lived in Ohio when you took them out I don't know how that applies. I'd see what one of the more informed members has to say first. In my experience, those debt settlement agencies are generally not a good idea and are a waste of money if you know what you're doing with negotiating. A debt consolidation loan is different and is a good idea in many cases though.

lrhall41

Submitted by waffles on Fri, 07/27/2012 - 20:49

( Posts: 1697 | Credits: )

THese are installment loans, not PDL's....please read more caref

THese are installment loans, not PDL's....please read more carefully.

Cash Call I believe is a legal lender...not sure about the other one.

lrhall41

Submitted by SOAPLADY on Fri, 07/27/2012 - 20:54

( Posts: 17315 | Credits: )

It doesn't matter though since they are not licensed to operate

It doesn't matter though since they are not licensed to operate in NJ. Check N Go I know is a store front operation. Cash Call isn't licensed in NJ either and I don't know about Ohio but I'd imagine they aren't. The point is, can they chase her for the massive fees on debts that are not valid in her new state? Something I am wondering... the debts I deal with in my job are, well, valid everywhere in the US :P

lrhall41

Submitted by waffles on Fri, 07/27/2012 - 21:09

( Posts: 1697 | Credits: )

Check 'n Go is legal. CashCall is not. In both states.

Check 'n Go is legal. CashCall is not.

In both states.

lrhall41

Submitted by OhioGal1 on Mon, 07/30/2012 - 09:22

( Posts: 5253 | Credits: )

So assuming that CHeck n Go is legal, do you think I should just

So assuming that CHeck n Go is legal, do you think I should just deal with them myself or get help from Oak View? How much is Check N Go willing to negotiate wih you?

lrhall41

Submitted by jerseygirl419 on Mon, 07/30/2012 - 13:38

( Posts: 15 | Credits: )