I want my money back!
Date: Tue, 08/07/2012 - 09:59
I received $250 in my account on January 5. A day later, I was laid off. I continued to pay the $75 refinance charges because I thought I would of been employed soon enough to re-pay the $325 which reflected the loan plus the rrefinance charge. I continued to pay $75 every two weeks while I received unemployment until July 25. Because my paydays were no longer on Friday, I was penalized $34 for every overdraft. This ocuured 4 times.
I'm trying to work with HydraFund by having them to discontinue auto-drafting my account especially since I'm no longer collecting unemployment and have no steady income as of yet. They refused to stop and lowered my finance charge to $45 and the loan to $150.
I've been doing some research and learned of HydraFund being an illegal company located in New Zealand. I've only borrowed $250 and have paid $1050 to date plus the $136 in overdraft charges to my bank.
I paid a total of $1186.00! This is $936 over what I borrowed. Does anyone know how I can take care of this? Should I get a lawyer in Louisiana , ( my residence), or what?:confused:
I'm trying to work with HydraFund by having them to discontinue auto-drafting my account especially since I'm no longer collecting unemployment and have no steady income as of yet. They refused to stop and lowered my finance charge to $45 and the loan to $150.
I've been doing some research and learned of HydraFund being an illegal company located in New Zealand. I've only borrowed $250 and have paid $1050 to date plus the $136 in overdraft charges to my bank.
I paid a total of $1186.00! This is $936 over what I borrowed. Does anyone know how I can take care of this? Should I get a lawyer in Louisiana , ( my residence), or what?:confused:
CLOSE your account immediately and send them a written ACH revoc
CLOSE your account immediately and send them a written ACH revocation. Follow the link in my signature line...you owe principal only..
Hiring an attorney wont get you anywhere..they are in NZ....you cant force an offshore company to do anything.
