Help with legal loans

Date: Wed, 08/08/2012 - 06:12

Submitted by anonymous
on Wed, 08/08/2012 - 06:12

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Total Replies: 4

Hi there I live in Wisconsin and I have 3 legal payday loans and I am really having trouble paying for these. I have one through advance america which I think is cashnet usa $1100, One through payday one $1300 , and cash store $2300.Who do you think I should start paying off first .?What would happen if I went into collections. Advance America is trying to help me, but the payments are to much. I am living paycheck to paycheck trying to get these paid, Please Help in Wisconsin. Thanks

You're going to have to call each lender and try to work out an

You're going to have to call each lender and try to work out an affordable payment arrangement with them. Are you currently in default?

lrhall41

Submitted by OhioGal1 on Wed, 08/08/2012 - 09:07

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legal loans

YES, I am with CASH NET USA, and Payday one.

lrhall41

Submitted by on Wed, 08/08/2012 - 10:55

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Well, both of those lenders are licensed so, you will just have

Well, both of those lenders are licensed so, you will just have to call them and work out a payment arrangement.

lrhall41

Submitted by OhioGal1 on Wed, 08/08/2012 - 11:17

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Those Installment Loans are a Little Harder

I have found that with the legal installment loans, they are much harder to deal with until you default. If you live in Wisconsin, then they actually gave you installment loans because of the tricky WI payday loan laws. It's easier to get around them with installment loans.
While your account is current, they really won't budge. they may let you defer a payment for a while, but that is about all. I defaulted on Check n Go, and finally worked out a decent settlement arrangement with them.
I am still struggling with CNU and Payday One, and I am either going to default or simply file a Wisconsin Chapter 128. At lease WI has the 128 option, it is the only state that does.

lrhall41

Submitted by agath2005 on Wed, 08/08/2012 - 15:22

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