GTI holdings

I am from MD too! Payday loans are illegal in Maryland. Debts are civil, not criminal. They cannot take you to court as they are illegal. You may want to contact the Maryland Department of Financial Regulation, 500 North Calvert Street, Room 402, Baltimore, MD 21202, (410) 230-6100. [EMAIL="finreg@dllr.state.md.us"]finreg@dllr.state.md.us[/EMAIL] They along with this great site has helped me get out of the payday loan trap. You may also want to send a complaint to the FTC.

I just filed the complaint with FTC what else did you do to get this situation handled? Or what did the DLLR tell you to do?

can you find your old bank statements to see just how much they took out?

They didnt get a chance to take anything before I closed thee account but I did send them a email to try and set up a plan and never received a response.

Then what unauthorized charges were taken out exactly?

Unathorized charges were from other sources that stem from sighning up online through there website.

Ok - did the bank reverse those as well?

Is this an outside CA contacting you, or the original creditor?

Md Dept asked me to send to them all correspondence, loan docs etc regarding the payday loans. They advised they will investigate. Also said if I see that the lenders are calling to answer the phone and tell them they are being investigated. If calling persists, ignore calls. I have been in touch with them since 2010 and they have helped me tremendously and they are still working on cases for me. They take this type of problem very seriously. In fact, one of my lenders was ordered to cease and desist and I obtained restitution. Call the number I provided and they will tell you what you need to do. You won't regret it.:p

The bank did reverse the charges and yes its an outside CA acting as if there lawyers.

Thank you for your advice! You have been of great help:)

My pleasure!

Alright - if it's an outside CA, in my opinion you should just cease and desist them. There's no sense in repaying an outside CA. Get their mailing address and send a cease and desist, return receipt requested.

If you borrowed $200 from this lender and then decided to close your bank account your debt with the lender was likely sent immediately to an outside collections agency. i would simply make a payment arrangement with the collections agency and pay back what you borrowed/owe. Problem solved. :smile: From my experience the lender and/or the collections agency is always interested in working out a payment arrangement if the consumer miss understood the terms of the loan agreement. prompt communication with a supervisor is always the key to resolving these matters.

what planet are you living on?the loan was illegal and the OP was threatened.don't know where that equates to a collector"helping with a payment arrangement"and don't get me started on those so called "supervisors"they are worse than the humanoids who originally call.so take the shill post elsewhere m'kay?

paul, borrowing money and not paying it back is illegal. fairly certain previous post was simply stating the obvious: pay the borrowed money back and the collections agency [COLOR=black]calls go away. [/COLOR]

It's not a felony nor is it even a misdemeanor. It's a civil manner... get out of here, no one wants to hear your "pay your bill" BS..

i edited your post waffles because you can articulate a point without profanity.now to #16.just another garden variety shill/bobo/humanoid.please an illegal lender is lucky to get back the principle,but threatening arrest is what's illegal and i will never advise anyone to just pay a bottomfeeder that breaks the law with threats as that is the only illegality here.now back to the phones drone.

Haha... I grew up in a military/police family I have a bad mouth.

I got the same call. It was very strange. They said they were getting me for bank fraud. They gave me the same time to come up with the money and told me to go to a walmart or cvs and put the money on a card I have never heard of and they would call back and get the pin number off the card to collect the money. They are still taking money out of my account,matter of fact they took two $90.00 payments and a $30.00 payment out of my account today.PLEASE HELP ME!!

I HAVE A LOAN WITH GTI HOLDINGS. ARE YOU SAYING THAT THIS COMPANY IS NOT REAL?

do you have a e.mail address for GTI Holdings

I recieved this call from them as well. I simple told them i will see them in court and never got a response back. Then they finally called about 3 weeks later and left me a message stating they put my case in hardship. Nobody asked them to do. I checked with the Sherif department to see if there was anything in my name there and he stated no. they must first notify you in written notice. In Montgomery County PA you have to go throught the sherifs department to serve some one. He assured me there was nothing but to keep calling and checking back daily because threatening to sue someone and not following through is illegal for companies. So now I am harrasing them lol. Still no reponse.

The only number I have for GTI Holdings is 888-527-9789