Credit Protection Depot – are they same as My Cash Now?

Dawnie

Upon doing some internet searches awhile back, I found that Sonic was also answering calls for MyCashNow. I'm not familiar with Credit Protection Depot.

In reply to your statement about having paid off loan, do you have all your documents from your financial institution that proves so. You'll need to submit those to the company you loaned through. I suggest you contact Credit Protection Depot's customer service department and ask to speak with a manager. State your concerns about them trying to overcharge you. If the problems still consist, tell them you are seeking legal action and consult with an attorney.

Regards-
Mike

Mike,

We have been discussing on this for last few days. You can check this to figure out the exact scenario-

http://forums.debtcc.com/forums/unfair-claim.html

Dawnie is afraid of losing job too. IMO, he should carry on with small claim courts. What do you say?

I have faxed all documents and called and they say they still did not receive payment. I have talked to an attorney and they are going to send a letter in the morning. I told them we were afraid of loosing our jobs and Credit Protection Depot said they could put a stop to it. Do you think that when they get the letter they will stop or will they try and collect.

Dawnie,

mycashnow is the same as credit protection services. if you register yourself with the forum, then I can send you the proper info through pm.

Credit Protection Services is different from Credit Protection Depot I think. Mishele, can you tell us what service does CPS provide? From their BBB report it does not seem that they are a payday loan company.

I believe Credit Protection Services is the same or a part of my cash now. Or maybe I'm confused. I'll have to find the e-mails and go from there.

Yes, Credit Protection Depot (not services) is the same as mycash now. I had a long day yesterday so I apologize for the mistake. I just checked the e-mail I received from them and it is depot. LOL! I hope I sent the certified letter to the right place.

my cash now
P.O. Box 229
Margaretville, NY 12455

This is the address listed on the BBB website. Hmmm, I found the TN address in another link on the forum. I am going to have to resend the letter to this address just to cover my basis with them. This has been a good discussion for me.

My mom borrowed from Credit Protection Depot in 2005 and they are not licensed in her state and they are based out of Chatanooga, Tennessee, Grenada, NY.

mischelle, have the calls stopped since you called them.

William S. Reed, Pres., Treas., Secretary, and Director.
Credit Protection Depot, Inc.,
4601 West Sahara Ave., Suite 1
Las Vegas, Nevada 89102

Credit Protection Depot is acting as a debt collector for MyCashNow.com, Inc. (apparently chartered in Grenada - the independent country in the Carribean, not the town in N.Y.)

The first address I had was from Chatanooga TN which I found on a different topic on the forum about my cash now. It is so confusing when dealing with these lenders and all of their addresses. I also sent my certified letter to the address in NY today. Dawnie, I don't call collectors that often. I either fax but mainly send everything through certified mail with return receipt requested. And now an address in Nevada? Now I'm really confused. I think I have my basis covered though. Dawnie, what is their fax number of Credit Protection Depot? I remember when I used to call in they would also ask which loan company I was with, must be a call center?

their fax number is 866-645-1662. I had an attorney to fax them a letter today. They called me from a area code number 423 and that is in Tn. Who knows and if they will not give out any information how can they be leget. My attorney informed Credit Protection Depot to call his office instead of us at work. Hopefully that will put an end to the calls

Credit Protection Depot is the collection arm (thick-necked thumb breakers) for my cash now. If they are calling, someone has used you as a reference and ain't payin.

Credit Protection Depot also collects for PaydayMax.
Keep your guard up when dealing with them. They like to threaten and will not hesitate to contact others. The contacted a friend of mine who delivered the message to me three weeks later. LOL. I have already paid more than the legal limit in my state, so they will get no more from me. Get all your information if you have dealt with my cash now and your state laws ad plot your course of action then.

bdouble, I have been fighting with my cash now for over a year. These people owe me a huge refund. The AG is going to go after the collection agencies since they were the ones who processed my cash and payday max payments. They actually are a payment procesing center since they collect their money hopefully they can be held responsible. KYSIDE38

Does anyone have a phone number for Credit Protection Depot / Discount Advances?

Google'ing and WHOIS'ing - what a surprise that discountadvances.com is a hidden registration. At their main site, there is a customer svc number of 1-800-446-8482.

I like this bit of crap on their site:

Ummm....no. Sorry.

can you please help me with the address for credit protection depot

It's listed on the first page of this thread.

I collect for this company and a few others...

Read your contract, look over the PAYMENT OPTIONS box.

It states that extension fees will be deducted from your account after the 14 days in which you were SUPPOSED to pay it back.

Seriously, you debtors need to read your contracts before you take out these loans. It's really sad how many of you think you paid it back.... extension fees do not go towards your principal balance.

PAY YOUR BILL!

What does this company, Credit Protection Depot, have to hide? I want their address so I can send a certified letter. They have no email I can contact them through. Their telephone numbers disconnects me every time I have called. I called my cash now and they refuse to give me the mailing address. They will only give me the telephone number. I told them that it disconnects on me. "Too bad." I am trying to get a mailing address, that's all. Thank you to anyone who can help me.

Eric Davis, extension fees are not legal in all states. Therefore, if a part of the contract is illegal, that makes the WHOLE contract illegal. If $500 is borrowed and $560 is paid back, the bill is paid in full, PERIOD!

does anyone know: if they don't have an office in Va and not licensed in VA can they garn a VA resident or what legal options do they have?

Are garnishments allowed in your state?
They would need to get a court order in order to garnish your salary.

They started pulling money out of my account with companies I don't even know about...this is ridiculous. Then they sent an email that had this little gem in it

If you do not wire in the above mentioned funds, your account will be debited numerous times in order to attempt to collect the funds in which YOU are legally binding to repay. This could cause you a large number of NSF charges at your bank, as well as additional charges with our company.

That make a lot of sense...1st charge me money that I didn't even know about then threaten to keep sending the check...it will get so bad I'll get fired from my job and they won't be able to get any money

I've already started making money graham payments towards my account, and now i'm getting threatening e-mails saying that they're going to take legal action,...including me having to go to court if i can't pay the full amount right away. I'd like to know exactly what's going on,...sinse i've made payments already.

I am having the problem with CPD Inc. I have tried to make arrangements but they have gotten very nasty. I was paying them on time but I fell into some severe hardship. What should I do?

Guys,

I've created a site dedicated to info about these sites and Credit Protection Depot. Would love to have contributions

J

[color=Red][/color]e-mails deleted.soicitation is against TOS rules...paulmergel[color=Red][/color]

I have never had an account with mycashloans.com period, but to my surprise my bank account was being robbed by them!!!!! They were periodically taking money out of my account. This was the first time that I heard of them. I had to close my account and my bank had to refund the fraudulent charges. Now today I received a call at work from CPD Credit Protection Depot @ 1-866- -1661. Threatening me over a loan that I never took out PERIOD!!! They refused to give me any information, but wanted to obtain information from me which I refuse to give to them, having never done business with them or taking out any loan. Any legal action pending?

I received the letter below today. Any ideas on what I should do?

We have received information from your bank that you have closed the account, which you authorized to be debited in order to repay your legally binding loan obligation. We consider this to be a refusal to repay your debt and will immediately initiate action to protect our interest. We must require that you render your payment in the amount of $533.02 via western union quick collect or moneygram immediately. This payment reflects your balance as of April 9th 2009.

We may also initiate other action, which may include, but not be limited to, obtaining legal representation, (which would create additional charges to you), if we do determine that a request be made for service or a court appearance for a possible judgment be issued against you for the repayment of this legally binding debt.

Depending on the circumstances surrounding how you obtained the loan, we may also initiate internal investigation to ensure all information submitted on the loan application was accurate and not done fraudulently in order to attempt to obtain a loan under false pretenses.

You need to go to Western Union and get the BLUE QUICK COLLECT FORM

1. COMPANY NAME: CREDIT PROTECTION DEPOT
2. CODE CITY: OFFER (ONE WORD NO SPACES).
3. STATE: NEVADA
4. ACCOUNT #: Your Social Security Number
5. The reference # is Your Telephone Number


You can also use your debit card or various charge cards at

OR you can go to Moneygram and get the BLUE EXPRESSPAYMENT FORM
1. The Company name is: CPD-OFFER
2. The Receive Code is: 4243
3. The City is: Las Vegas
4. The State is: Nevada
5. The Account Number is: 1431944476


If you are unable to pay $533.02 for the entire balance on the loan then we must require a minimum payment of $177.67 place the account on hold.

If this account is referred for further review and action to our outside firm for additional collection efforts, it will commence activity on the account to be done to the fullest extent of the law in order to protect our interest in this matter. At that point, you will be responsible for all additional fees associated with costs involved for the collection of this debt.

Please call us immediately with the Control Number of your wire in order to update your account and to avoid other action and charges to you.

I would highly suggest you call 1-866-645-1661 to resolve this matter immediately. This is the only way for you to resolve this very serious situation, which you have initiated. Your failure to do so may result in the above-mentioned action being taken

Thank you,

Credit Protection Depot

how much did you borrow,and how much was debited from your account?this is a bottomfeeder.if you paid the loan in fess you owe nothing more.they are illegal in every sense of the word.

Deleting comments? nice[samebox:172d2cb502="paulmergel"]you must have been the one with the PAY YOUR BILLS post.that was nice,and deleted.[/samebox:172d2cb502]

Hi Credit Protection Depot collects all money for My Cash now. They are partners.

i think they might

If anyone is interested, CPD/CPS was issued a Cease and Desist in Nevada, June 11, 2009 - here is the Order to Cease - even gives names and address - will file a complaint for calling me on 6/25/09 and asking (?) payment. Been trying to find one for TN, haven't tried NY

June 11, 2009 Credit Protection Depot Inc. and Credit Protection Services, Inc. ??? Order to Cease and Desist Unlicensed Activities at: (pdf)

Resident Agent - Silver Shield Services, Inc., P.O. Box 3540, Silver Springs, Nevada 89429

Resident Agent - Silver Shield Services, Inc., 2840 Hwy 95 Alt. S # 7, Silver Springs, Nevada 89429
also read the Order - complaints were for collecting money for another company and not being licensed.

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