HELP HELP-now what?
Good start, stick to your guns. You'll get harassed for awhile b
Good start, stick to your guns. You'll get harassed for awhile but eventually they will go away knowing they do not have a leg to stand on........
Dear PDL...if you want your $40, you will respond to my emails.
Dear PDL...if you want your $40, you will respond to my emails. Legally I do not have to pay you one more cent since the loan agreement is null and void.
Say what soaplady said. You're putting too much effort in this t
Say what soaplady said. You're putting too much effort in this there's no reason to continue back and forth with these people tell them they can have the rest of their principal or they can go fall off a cliff.
Okay, I got this response this morning: Thank you for contact
Okay, I got this response this morning:
Thank you for contacting our customer service department. We have reviewed your account and find that there is a misunderstanding regarding our ability to lend to residents of your state. Please refer to the opening paragraphs of your lending agreement for further explanation, or feel free to contact our customer service department at 1.877.636.1353 if you have any questions.
I have also sent you a copy of your signed agreement.
How do I answer it?
do this
i'm on board with the others.let it go.they don't want the 40.00 then they can go scratch.send this email and then let it go.
well it seems you think i'm stupid.again your tribal lender is not legal anywhere.meaning the contract is null so it doesn't matter what it contains.i'm through here.you don't want the 40.00 then you get zip,but i will send no more emails and am not getting into it on the phone with you.
send that and be done with it.
Thank you :) You all are sooo helpful, I truly cannot express ho
Thank you :) You all are sooo helpful, I truly cannot express how grateful I am!!!
Please see the last correspondance below and HELP :( : "I set u
Please see the last correspondance below and HELP :( :
"I set up the pay in full on your website BEFORE I found that you are an ILLEGAL lender. I have already paid you $360, leaving me only to pay $40 to make our business complete. I have also LEGALLY revoked ACH/EFT withdrawals/transactions as noted below. Should you attempt to move forward as noted below, my bank will block said transactions as they are fraudulent. I will provide your company the remaining $40 on 10/15/12. At which time, I expect a paid in full letter and no further contact from your ILLEGAL company.
From: Customerservice awl
To: Laura Skonberg
Sent: Wednesday, October 10, 2012 9:00 AM
Subject: RE: Illegal Lending-Loan
Dear Valued Customer,
I am sorry that you have chosen to dispute the legal agreement that you voluntarily entered into. And further I am not sure as to why you have gone online and voluntarily set up a pay in full request, knowing it will be drafted out of your bank by ACH at the same time that you are sending these emails to revoke ACH authorization. I am not sure which direction you wish to go. I am not going to reply to any more emails from you as they are contradicting all of your actions.
You will need to call our call center to discuss your account, no changes will be made to your account. the payment you physically and voluntarily set up online is going to run, it will not be refunded. Once it clears, your business with our company will be completed.
Thank you,
American Web Loan
877-636-1353 Option 2
855-275-9717 FAX
www.AmericanWebLoan.com"
well
is your bank going to help you?is so then the 360.00 should be returned if it comes to that.never call an illegal lender.again as long as your bank will return,or deny the 360.00 don't worry about it.
My bank is going to work with me to block at ACH/EFT that I spec
My bank is going to work with me to block at ACH/EFT that I specify. However, if I closed the account, a rep said that the PDLs could force the account back open somehow....
Thank you again for your help!!
I just got another response (which I will not reply to) from AWL
I just got another response (which I will not reply to) from AWL. I'm posting it so others can see how the company responds, etc and know what to expect , It shows the complete lack of professionalism from this company and also, i think it's important for everyone to note that the rep has not addressed my allegations of the illegality of their company AT ALL:
"I am not going to reply to any more emails from you as they are contradicting all of your actions.
Thank you,
American Web Loan
877-636-1353 Option 2
855-275-9717 FAX
www.AmericanWebLoan.com"
Help help! Now what do I do? I just go the following email: Dea
Help help! Now what do I do? I just go the following email:
Dear Ms. Skonberg,
While we are terribly sorry that you misunderstand the agreement you have signed, we have honored your request to revoke ACH. I have noted your account that you wish no telephone contact and your loan has been placed in the care of our internal recovery department. Your loan is not satisfied, and your balance is not $40. You will need to make arrangements with our recovery team as you have taken any ability for negotiate a settlement out of the hands of the customer service team with your ACH revocation.
Thank you,
American Web Loan
877-636-1353 Option 2
855-275-9717 FAX
www.AmericanWebLoan.com
Got called immediately by the "recovery department" and she was
Got called immediately by the "recovery department" and she was horribly rude, hung up on me, quoted that I owed them $650. Said I read and signed the agreement and that I was governed by their Oklahoma laws. She then said she would mark my account as refusal to pay.....
HELP!! what can I do??
This is typical BS. I would, at this point, ignore anything fur
This is typical BS. I would, at this point, ignore anything further from them. You have tried to give them the $40 and they just won't accept it.
is there any way someone can edit my name and email address out
is there any way someone can edit my name and email address out of these posts please?
Hi everyone, I recently registered with this website. I am th
Hi everyone,
I recently registered with this website. I am the "unregistered" person who posted in this thread. I wanted to provide the State of TN Licensing Director's response to my inquiries about American Web Loan, simply to provide everyone info:
Dear Ms XXX, thank you for your email and sorry we keep missing each other on the telephone. American Web Loan does not appear to be licensed with Tennessee to engage in the business of deferred presentment services. Also attached is TCA 45-17-101 et seq of the Deferred Presentment Services Act. Please refer to TCA 45-17-112. I highly recommend that you file a written complaint with this Department by email, outlining the facts, and we will act upon it. Please register your complaint at http://www.tn.gov/tdfi/crd/CCF.html , and if you would still like to telephone me please call 615-532-6993. Thank you.
Stephen Henley
Licensing Director
Compliance Division
Tennessee Department of Financial Institutions
414 Union Street, Suite 1000
Nashville, Tennessee 37219
Telephone: (615) 532-6993
Fax: (615) 532-1018
Laura, I too am from Tennessee and have been working on some of
Laura, I too am from Tennessee and have been working on some of these blood sucking pdls. Was there a website ( other than this one) that you went on to look up to see what companies were illegal or did you contact someone? This website!!!!! OMG WHAT A BLESSING!!!! Thank you for your input..and good luck to you!
I would just right them off. You've offered them the 40 dollars,
I would just right them off. You've offered them the 40 dollars, if they don't want it, don't give it to them. I wouldn't even acknowledge their correspondence. They will try to bully you, lie, and cheat to get more money than they deserve. Don't give in to them. Be done with them and don't answer any more correspondence.