regions bank
Date: Tue, 10/30/2012 - 08:49
Well, you got everything right. ACH is Federal law, Reg E of the
Well, you got everything right. ACH is Federal law, Reg E of the FDIC. Did you revoke ACH in writing when you were dealing with the bank and the PDL? If you did, you are in luck and you can easily take this to the AG and the DFI to begin with.
I did I emailed all the PDLS and took a copy to the bank with me
I did I emailed all the PDLS and took a copy to the bank with me but that is when they said that they could not do anything about the PDLS after they talked to their home office, that I signed the loans and agreed to the terms of the loans and gave them access to my account to debit it. So my question was what is the difference of me doing a stop payment and an ACH it was doing the same thing not letting them have the money only they wanted me to pay for the stop payment and the ach was free. I think it all come down to money for them. So what should i do now go back to the branch and tell them to do the right thing or I will go over their heads?
I reported as fraud with my bank, had them hard block my account
I reported as fraud with my bank, had them hard block my account for deposit only. Opened a new account.. If they still refuse I would go to another bank..
If you stay at same bank make sure you trust them to not link th
If you stay at same bank make sure you trust them to not link the two accounts and not allow the old one to reopen...
Once you send an ACH revocation to a lender, any payment that go
Once you send an ACH revocation to a lender, any payment that goes thru is fraudulent and unauthorized. If you offered the bank a copy of the revocation and they refused it, they are in the wrong and are violated your rights under Reg E. I would suggest calling Regions fraud department. Your state attorney generals office would be the next call.