Getting collection calls on Highland payday loan - help!
Date: Tue, 03/12/2013 - 13:19
I took out a payday loan from Highland Holdings LLC/Midland. They solicited me, I can't find them anywhere online. I borrowed 200 and was supposed to pay back $260, I paid back over $700. In January I revoked ACH and wage garnishment (using letter in the forum sticky) but they withdraw another $60 from my account. I notified my bank and they put a stop pay so nothing can be withdrawn. The next email I got from them was notification that they'd sent my account to a collector. I responded by filing complaints with Oklahoma Consumer Credit department and the FTC, again using the letters sticky in this forum. Today I got a call from a collector, CDR in Buffalo, NY, saying I owe $350 and if i don't pay or make arrangements to pay within 72 hours they "have" to tack on an additonal $250 in fees and they can garnish wages. Help! I've never had this happen in the past with illegal lenders. The only info I can find for Highland Holdings/Midland online is this:
May be an offshore entity located in Charlestown, Saint Kitts and Nevis.
Has anyone dealt with them or know for sure that they are illegal? I don't know what to do, I've already overpaid so much I don't want to pay more, but I don't know what to do now. Thank you!
May be an offshore entity located in Charlestown, Saint Kitts and Nevis.
Has anyone dealt with them or know for sure that they are illegal? I don't know what to do, I've already overpaid so much I don't want to pay more, but I don't know what to do now. Thank you!
If you have revoked voluntary
If you have revoked voluntary wage assignment, they cannot garnish your wages so they are handing you a pile of BS!!! Stay off the phone, send them a cease and desist letter telling them to bug off, they are collecting on an illegal loan.
