Letters sent

Yes that is correct with my records I am really concerned about ameriloan and usfastcash have heard nothing from them.

All are illegal payday loan lenders. Have you paid back the principal amount to USFastCash and Ameriloan? If yes, then you don't need to make any more payments to them.

All of the above mentioned pdl companies are illegal in your state. You owe nothing more than the principal. No interest, no fees. Just close down your old bank account and open a new one to stop debiting money from your account.

What about plain green this place is the one I am auper worried about.

With PG - how much did you borrow and how much paid to date?

borrowed 1000 paid 500 and some change.

You just need to lay out the plan to them on how you wish to repay the principal - make sure it is something you can live with..When did you send the letter to them?

just sent plain green this morning

plain green is another tribal lender.hate to disagree with helpinaz,but you pay them what you can when you can.also only after they agree that is what you owe.since you just sent the email wait for their response before planning the next move.

got you so now its just a waiting game for all of them.

you got it my friend.

ok well my account is closed and letters sent.

Sorry, if my comment earlier confused anyone - "You just need to lay out the plan to them on how you wish to repay the principal - make sure it is something you can live with..When did you send the letter to them?" means just that - you pay them what you can when you can - you are the one in control - nothing more.. and since I didn't add here earlier - if they don't agree to your terms - They get NOTHING!!

Have not heard from any of them as of tonight tried to login to my ameriloan account and had no luck.

It will be a few days - keep us posted - we are here to help :)

Ok thanks y'all have given me the courage to do this I appreciate it.

update my plain green account has now been flagged as having an invalid account number whooa!!! what does that mean?

now my ideal gelt says collections.

that is about par for the course as illegals will either flag the account,or just shut you out entirely.now as for ideal get see who contacts you and what BS they come up with.just know that is not out of the ordinary.

Just got return email from vip saying I owe only 160 had address to mail it

Is that what your records show you owe? remember you are in control of how you pay it - what works for your budget.. And the fact that PG has your account flagged means that got your email that is a good sign - they will send you an offer in a few days and you will decide if it works - if not you will counter offer..

Don't be worried - some just take longer than others - on these two what borrowed and what repaid?

Just got a call from idealgelt they called 9 times in a row very aggresive.

According to the BBB Idealgelt is not licensed to lend in all states. PA has issued a cease and desist against them. If they are not licensed in your state then all you owe is principal if you have not paid that. By all means stay off the phone with them. Keep sending emails or faxes or whatever to them that you have revoked ach with them and that you have notified your back of the revocation of ach too. Tell them to contact you via email or usps only. Ball is in your court now.

I would block their number if you can... and relax they can't do anything - and your money is safe from them...

I am just worried because ameeiloan nor usfastcash have contacted me.

Don't worry - did you get even a generic response from them stating that you sent them the letters - some you may never hear from - Your money is safe in your bank account.. You could try faxing them the letters if you would feel better - that way you know they received or you could mail them CMRRR. If you need me to help you find contact info let me know I will..

I figured I would help you out -
Here is Ameriloan info:
Phone: 1-800-362-9090
Fax: 1-800-256-9166
Email: customerservice@ameriloan.com

USFastCash -
I found this mailing address:
16 Elton Ave 8, Las Vegas, NV 89107

Yes I got generic responses from both. Ameriloan and usfastcash. Also plain green sent one too.

Then don't worry at all - they got your letter revoking your ACH authorization and cancelling wage assignments - now it is just a waiting game.. with either Ameriloan or UsFastcash - do you still owe any principal or do they owe you? I know with PG - you owe them still some - like I have said before all in your court now - you tell them how and when you will pay -when and only when they agree to your terms and provide you with a mailing address then you pay via money order.. If they don't respond then they get nothing more and if they turn over to Collection then you C&D to collecting on a null and void loan..

Did the ach letter also take care of wage garnishements?

You should have put both in the letters here is what I sent to GP's - info on ACH revocation and cancellation of wage assignment in bold - it was in the link sent to follow on steps:
"Great Plains Lending, Reference #XXXXXXXX It has come to my attention that this loan is illegal in my state, due the Small Loan Rate Cap of 36% per year in place in Arizona and not being licensed to do business in Arizona. Therefore, the loan contract that I have with you, according to my state’s laws, is not enforceable. I have contacted the Arizona Office of Financial Institutions and the Arizona State Attorney General’s Office regarding your internet loans and was informed they are indeed illegal in Arizona and was advised to pay what is due according to principle amount only of the loan. Although I am not legally required to do so, I am willing to repay the principal balance of this loan. To date, I received a deposit of $ 500 on (4/24/2012), and have had 9 bi-weekly withdrawals of $115.02 debited from my account. This results in an overpayment of $535.18. At this time I am requesting a return email acknowledging that my loan has been paid in full. Also, I would like a refund of the $535.18 overpayment. A refund check of $535.18 should be mailed to me at the address you have on file. I am also revoking authorization for ACH withdrawals and any wage assignment I may have signed. I have given a copy of these revocations to both my bank and my employer. Any future attempts to collect funds in this manner will be blocked. I demand that any contact be made through US Postal mail or email only. I will need everything in writing to keep accurate records of all communication as per instruction from my state Attorney General's Office. I prohibit you or your affiliates to contact me via telephone at my place of employment, my home or cell telephone number. I also prohibit you from calling my references listed on my loan. Please respond to this email with acknowledgment that my account has been satisfied in full. Details of when I can expect the refund check, as discussed above, should also be included in the email. "

If you need to edit your letters and resend - not a bad idea...

I went back and reread mine and they say the same thing prohibiting wage garnishement.

I would just like to hear from ameriloan usfastcash and idealgelt for their next move

Do they owe you or do you still owe them principal?

Got a response from fastcash saying since they are tribal no license is needed and to pay 600 by june 28. What now

tell them to stuff it.they are lying to you.let them know that you know.they can't do diddley except lie and act stupid with their tactics.again doesn't matter.

Tell me what to email them please I will just copy and paste it

dear deluded idiots:

unless you extradite me to your tribal ground my state law applies.

send that.

 
 
Dear J
 
We respect a consumer who researches the services to which he/she uses. With that being said when you applied for and agreed to the terms of the loan, it would have behooved you to read the complete contract you agreed to with Classic Group. You are a citizen of California, however the contract was not made in California. The contract was completed via the world wide web, the governing law (clearly outlined in your contract) which you agreed to by your legal e-signature are the laws of the jurisdiction in which the lender is located. When you agreed to the terms of the loan by electronically signing the document  on 2/12/2013, the terms clearly outlined how the loan works and what the finance charges were, yet you still accepted the loan.
 
That said, after reviewing the history on the account and due to the dispute, the lender has agreed to forgive the remaining balance and mark the account as paid in full. Settling the account in this way will mean the account will be marked as denied for any future approval. Please save this email as verification that the account with (lender name) has been settled and now has a $0 balance. Thank you.
 

basically they are implying that they are doing you a favor.isn't that awesome of them(note heavy sarcasm).also i know it breaks your heart that you can't borrow from them again.anyway yes save that email J and congrats on the PIF.

Great news on the PIF!!

I just need to know how you got that reponse. Thanks again for the help.

i have dealt with tribal,and offshore trash myself.so that is what i sent verbatim as my last response to usfastcash,and ameriloan.btw glad to help.

Okra the response J got was more than likely due to the fact that they had paid well over principal and was more than likely owed a refund.. these illegal companies once they know that you know that they are illegal will fold quickly if you have already over paid - most will not issue refunds but they will send PIF's almost immediately.

Usfast is the only one to reply ameriloan heard nothing.

Just wait it out... relax and enjoy your extra money that you have secured from them... :)