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Has anyone dealt with Hess Kennedy & Company or Credicur

Date: Tue, 02/28/2006 - 15:26

Submitted by anonymous
on Tue, 02/28/2006 - 15:26

Posts: 202330 Credits: [Donate]

Total Replies: 414


Hey all,

I'm trying to do debt consolidation and have received offers to consolidate through "Hess Kennedy & Company" and "Credicure". Has anyone had any dealings with these companies? If so, how would you rank them? Thanks everyone.

Alex


I am an attorney in Orange County looking to speak to any former employees of the Credit Exchange. In particular, I would like to talk to Jacob Goldberg. Hope to hear from any of you soon.


lrhall41

Submitted by on Thu, 09/18/2008 - 12:20

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I USED TO WORK FOR THE COMPANY HK.. & I JUST WOULD LIKE TO INFORM YOU THAT THEY ARE CLOSING THEIR DOORS. AND YOU REALLY SHOULD TRY & GET YOUR MONEY BACK ASAP. THEY HAVE DONE GOOD FOR SOME.. BUT WHEN I WORKED THERE, WE HAD LOTS OF BBB COMPLAINTS & LOTS OF CANCELLATIONS DUE TO MIS-RESPRESENTATIONS. I JUST DONT WANT TO SEE ANYONE LOSING THE REST OF WHATS LEFT IN THEIR MONEY


lrhall41

Submitted by on Mon, 10/13/2008 - 13:40

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Steve is an award winning speaker with several strong assets including talking to people about their finances. As an ex-employee that has moved on to run operations for a larger debt management firm I can say the following.

The Credit Exchange is a "Ghost Marketing Firm" according to owner and CEO. We utilize enrolling clients in a 3rd party debt management service while our services are free directly to the client. This is a great idea however The Credit Exchange is notoriously the most aggressive front end fee collector in the debt management arena. Steve has sent several companies into bankruptcy by demanding and collecting a large portion of the enrolled client fees. This greed causes the companies that these clients are enrolled with to have to much to work with and not enough money to get the job done right.

Steve and his company have has several crash and burns over the years. The first being CDRG now the Johnson Law Firm. The second Consumer debt solutions in Coral Gables Florida. The most recent and news worthy was Hess Kennedy. You can read about the Credit Exchange Collecting 7.5 Million in fees 3 days prior to the FTC shutting down Hess Kennedy.

Steve Vanderhoof & The Credit Exchange is also under investigation for fraud and other telemarketing violations in several states. The FTC has an open file and welcomes any complaints regarding the business practices of TCE.


lrhall41

Submitted by on Mon, 10/13/2008 - 15:25

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DONT EVER USE HESS KENNEDY , WORKED FOR COMPANY , HUGE FRAUD!!!!!!!!!!!!! HUGE they are CON ARTIST AND LIARS! YOUR CREDIT DOESNT GET BETTER YOUR CREDITORS ARE NOT NOTIFIED! PLEASE GO ELSE WHERE, OR TRY TO NEGOTIATE DIRECTLY WITH CREDIT CARD COMPANIES!


lrhall41

Submitted by on Wed, 10/22/2008 - 12:21

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I heard that they closed down and i went to the site hesskennedyandcompany.com and there was nothing and i went to hesskennedy.com and it lead you some where else I called them a little bit ago and had to leave a voice mail and they have yet to call back....... I am worried becuase one of our accounts has been jumping around and new people call us about wanting money. what sound i do????


lrhall41

Submitted by on Thu, 11/06/2008 - 14:05

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I too have been scammed. hurry and work with yr creditors. I now have to go bankrupt becuse of them. The site if you need it is

click active cases then receivership you should see hess


lrhall41

Submitted by on Sat, 11/15/2008 - 14:09

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lbfmiami.com
active cases
receivership then hess kennedy


lrhall41

Submitted by on Sat, 11/15/2008 - 14:12

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Google Attorney Laura Hess and Hess Kennedy. Laura Hess has been DISBARED by our State Bar here in Florida. She has multiple law suits filed against her and her company. The Attorney General of Florida is seeking criminal prosecution. And Hess Kennedy's website has been disabled due to non payment. They scammed credit card holders and stole what appears to be approximately $12 million. DO NOT DO BUSINESS WITH THEM (even if you wanted to at this juncture)!


lrhall41

Submitted by on Mon, 11/17/2008 - 12:34

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I have been wih hesskennedy sinse 07/06/07.I don't know wha is going on.I have payed them a large amount of money'''''Then it is like WHAT'S going on!!!!!!!!!WHO do CONTACT OVER MY ACCOUNT????Brenda$Robert Shoemaker Brooville,INDIANA


lrhall41

Submitted by on Thu, 11/20/2008 - 16:20

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They have forced me to file bankrupt. Please read up on it. I'm glad I'm not the only one. I feel like a fool for trusting them. Merry Christmas to us right? I dont know what I'm going to do now because of what these people have done to me , my family, and yes oj course all of you.


lrhall41

Submitted by on Tue, 11/25/2008 - 08:28

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If you filed your claim, you should be receiving a postcard with a claim number. I hope these people have to pay us all back. I guess this is where we have to trust the system. "Trust". I can't believe that word is still in my vocab.


lrhall41

Submitted by on Sat, 11/29/2008 - 05:56

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Kelline,

I hear ya friend! I just got my post card from the receivership yesterday. I sent everything I could about my dealings with Hess Kennedy. I sent copies of the original signed contract. My most recent bank statements. I sent emails of talks with them. I also had them send me a copy of how much I paid them about 6 months ago. So that showed all the deposits up to then. So I'm hoping to get it all back. Best of Luck to us all.


lrhall41

Submitted by dfawaz on Sat, 11/29/2008 - 06:53

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If anyone wants to email me, about how yr dealin with all this, I'm willing to talk. This is depressing!!!! sunshinegsb2 at aol


lrhall41

Submitted by on Sat, 11/29/2008 - 15:18

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To whom it may conern: I am a victim of the Laura Hess & Associates, Consumer Law Center. All of my accounts are either in collection or with a law firm. I owe over $6,000.00 in credit card bills. My wife, Sandra DeJesus, is a c/o applicant to this Fuartderlent activities scam. I paid them $1000.00 and they had made no settlements with the creditor's over a one year period of time. Daniel Stremer, the receiver, informed me that I would not see any refund until April of 2009. WHY? Further more he "said" I might not get all of my refund WHY? I would like to know why I can not sued Laura Hess & Associates, Consumer Law Center due to the stress this has brought on my medical condition. Because of this "SCAM" I feel that my late fees monthly charges and interested rate should be pay. My wife, maybe facing legal action from foster & gasbus law firm in farmingdale N.Y. because of this situation. I am living on a fix income what I suppose to DO! I feel that the court system should see that all 91,000 people who was affect by this action should have their fees, late charges & interested rate wavied and the creditor's should be notify of this action immediately! WHAT DO YOU THINK?


lrhall41

Submitted by on Sun, 12/07/2008 - 12:37

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Harold,

I'm with you 200%. I think its bs that we can't sue her ourselves. I'm facing legal action myself by Weltman Weinberg and Reis. They have yet to file anyting but they have started the collection calls. I DV them and have not heard anything back.

Hess stole over 7k from me. F****** A*******


lrhall41

Submitted by dfawaz on Sun, 12/07/2008 - 15:01

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I have to file bankruptcy because of them. So depressed. They didnt wait for their money why should we. But I guess thats all we can do is wait and hope that justice will work


lrhall41

Submitted by on Tue, 12/09/2008 - 16:51

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I have to file bankruptcy because of them. So depressed. They didnt wait for their money why should we. But I guess thats all we can do is wait and hope that justice will work


lrhall41

Submitted by on Tue, 12/09/2008 - 16:51

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I have to file bankruptcy because of them. So depressed. They didnt wait for their money why should we. But I guess thats all we can do is wait and hope that justice will work


lrhall41

Submitted by on Tue, 12/09/2008 - 16:51

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Kelline... I am here for you sweetie. In the end, justice will prevail!! I will pray for you and all the others that this company has STOLEN from!!!


lrhall41

Submitted by on Tue, 12/09/2008 - 16:52

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I was just wondering how everyone else are holding up. I know that my life has been turned upside down. I felt sick to my stomach when I had to tell one out of many creditors that I am forced to file bankruptcy. I have learned a lesson though,not to be so trusting. Sad isnt it? I dont feel hate right now , but sadden to think that there are people out there that would want to hurt people that came to them for help. All I can think or want to think about is to get back on my feet for my kids.


lrhall41

Submitted by on Sat, 12/13/2008 - 09:51

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I am a victim of the Laura Hess Kennedy & Associates, Consumer Law Center. All of my credit cards are in collection.
My credit report is Damage. All cards are charges off as bad debt. What can I do? Who do I call? Who can I sued? What is my status of Limitation. I need Justed! Please Help! Is relieved on the way! Don't tell me no!


lrhall41

Submitted by on Sun, 12/14/2008 - 20:26

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Harold, I think all we can do is sit and wait. I went from a 700 plus credit score to total loser. As I said before I have to file bankrupt because of these people. I choke on that word. How much did they get from you if you dont mind me askin


lrhall41

Submitted by on Mon, 12/15/2008 - 15:16

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How did they make you file bankrutpcy? Were you able to pay your bills before you signed up with them?


lrhall41

Submitted by on Mon, 12/15/2008 - 15:23

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yes debtor.that is what they are saying.HESS/KENNEDY didn't just sell debt settlement.they also sold debt managment and consolidation.that is how someone with 700 plus score is now filing bankruptcy.did that answer your question?


lrhall41

Submitted by paulmergel on Tue, 12/16/2008 - 06:34

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yes dept. I was able to just make my bills but It was hard. I needed alittle help though. the credit card people kept raisin the interest rates up to 35 percent. and then it was harder. when hess started takin money from my accounts and not payin the cards, interest rates blooomed and the amount owed went up. I managed over 20 yrs of payin my bills and just this past yr and a half since hess, My hands were tied


lrhall41

Submitted by on Tue, 12/16/2008 - 08:19

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The Consolidation Business is still operating. Not sure how a debt settlement company forces someone to file bankrutpcy. Someone files bankrutpcy because they are insolvent.

debt settlement companies do not report negative information to credit reporting agencies.

Debt settlement companies not sue consumers for not paying their credit card bills.

Debt settlement companies do not garnish wages.

Debt settlement companies do not levy bank accounts.

Debt settlement companies do not loan money to people knowing that they cannot afford it.

I am just curious is all. As I said before, I am happy they are out of business because they were winning against our debt collection law firm in the National Arbitration Forum and in state court. Now that our law firm put them out of business my job is easy.

And yes I am a debt collector but I am fair and not rude and harrassing.


lrhall41

Submitted by on Tue, 12/16/2008 - 08:58

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so you were the one who posted on the other thread.well your claims are bogus,because if they were so victorious over your agency(which you still refuse to name)they wouldn't be out of business.i will be watching you debtor.


lrhall41

Submitted by paulmergel on Tue, 12/16/2008 - 10:09

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Hey, you deleted a case from PACER, the online case reporting. Mann Bracken and Creditors Interchange are being sued by the class of people who were HK clients.

I can email you the PDF if you like. . who do you work for deleting actual cases? You are here to help right?


lrhall41

Submitted by on Tue, 12/16/2008 - 11:31

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i don't work for HESS/KENNEDY like you do.i guess you people didn't learn your lesson from the summer.posting phony unverifiable garbage.i deleted your phony article again.frankly it sickens me that a bobo for this scammer comes on and takes me to task.post it again it will be deleted again.you refuse to register and post fake articles.register and prove me wrong.


lrhall41

Submitted by paulmergel on Tue, 12/16/2008 - 13:03

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I dont understand you guys. Hess has stolen alot of money from all of us. Now they have stolen our hearts. Turning people against people. Who are you debtor? Whos Pacer?


lrhall41

Submitted by on Tue, 12/16/2008 - 13:54

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debtor you work for Hess?


lrhall41

Submitted by on Tue, 12/16/2008 - 13:57

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Deptor, let me get this right. You work for a collection agency ,You say, and because hess is out of the picture you can collect dues alot easier. correct? IDK what book you are looking in for laws and regs, anyone can be forced into bankruptcy. what conserns me is these pages are about people screwed by hess.SOOOO why are you on these pages about Hess? You either are part of Hess in some way or someone out to throw salt in the wounds of many people that were looking for not a way out but for help.


lrhall41

Submitted by on Tue, 12/16/2008 - 15:09

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keline,more than likely this is either LAURA HESS herself or an employee of hers.there is someone here who will back that up.his name is tom321.he has put alot of effort into exposing this scammer on these boards before.all of it,the phony articles,the indignation at someone questioning the phony articles.i bet he will respond to this soon.


lrhall41

Submitted by paulmergel on Tue, 12/16/2008 - 17:15

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oh,you mean the cajun that you threatened because he also caught on to your phony articles.i looked at the source not google.also if this forum has a say your year will be less than what you expect.now as CBD says.BUGGER OFF!!!!!!!!!!!!!


lrhall41

Submitted by paulmergel on Wed, 12/17/2008 - 05:36

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paul man i wish you can contact me in some way. i would love to hear yr opinion about wats goin on . what i see depter is takin advantage of whats goin on n using it to her advantage


lrhall41

Submitted by on Wed, 12/17/2008 - 14:46

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As before, could care less about HK. Lots o whining going on is all. I spoke with some lady today that told me after Christmas she is going into credit counseling. I talked her out of it and we settled for .60 on the dollar. And. . . I told her have at during Christmas as long as she calls me back.


lrhall41

Submitted by on Wed, 12/17/2008 - 16:06

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As before, could care less about HK. Lots o whining going on is all. I spoke with some lady today that told me after Christmas she is going into credit counseling. I talked her out of it and we settled for .60 on the dollar. And. . . I told her have at during Christmas as long as she calls me back.


lrhall41

Submitted by on Wed, 12/17/2008 - 16:06

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Y so she can steal more peoples money? she sees an opportunity and she is goin for it.credit councilin is giving their oppinion. hasnt anyone learned? what is wrong with you people?deptor yr no better then hess. yr hands are covered in blood.you are just as bad as hess. im sry for the future of my children


lrhall41

Submitted by on Wed, 12/17/2008 - 16:24

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Dept you need to understand me, im a holiday person. when my mom had hard times, i worked hard and i gave my brothers and sisters an easter and helped with christmas. now as a mom i go without to give my kids a christmas. as of today what a credit councilor did, my daughter of 18 has given her brothers and sisters a christmas. what im gettin at is people are out for a quick buck no matter who they hurt, personally i think yr on here to see what you can get


lrhall41

Submitted by on Wed, 12/17/2008 - 16:36

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I did check with the BBB, followed ALL of the procedures and am still out $10,000+. I may see it again; maybe not. Can't think about it now as I've a deadline to file documents with the National Arbitration Forum tomorrow.

Bottom line though; the debt was MY fault and the sooner I own up to it, the better. It's just that I followed all procedures and made a good faith effort; only to accrue a years worth of interest on 5 different accounts.

Any of you who have Credit Cards from Chase, ought to check the interest rates. In 2 months, WITH NO CHARGES, my interest rate increased by 42 %. They have been sued in the state of CA for as much as a 500% increase.


lrhall41

Submitted by on Tue, 01/06/2009 - 22:15

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Im a former employee of ESS and I've seen them be 100% truthful to their clients and even at that rate client still wants to enroll. So ask as many questions as you can before enrolling.

Keep in mind all they are doing is..
1. Collection your money so you dont spend it, SAVING MONEY
2. Banking your 12% fee or whatever fee is
3. When you get 50% collected on your lowest creditor they call them and say . "I have 50% lets settle". And normally they will.
3. Then your payments keep adding up minus fees until your at 50% of your next creditor.

So your paying them to save your money so you dont dip into it. It's called self-control ..... SAVE YOUR OWN MONEY! DO IT YOURSELF.


lrhall41

Submitted by on Wed, 01/14/2009 - 09:46

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Use debt0enrollment.com. I know 3 people that used them including myself and it worked for them.


lrhall41

Submitted by on Wed, 01/14/2009 - 11:05

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Another group of people that worked directly with The Credit Exchange is a company called Johnson law Group. They have offices in Florida, Nevada and California and operate also under different names such as Consumer Debt Counseling. CDC. Someone told me to look for a man named Ken Kestenbaum.


lrhall41

Submitted by on Tue, 06/23/2009 - 01:50

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