Zoca Loans help
WB, I finally got a paid in
WB, I finally got a paid in full letter from Zoca! It was a lot of back and forth with them but they sent the letter today. I hope you either got one too or will get one soon! Thanks for all the help,if it wasn't for this forum I would've been able to clear thus debt.
Hi SF, That is wonderful
Hi SF, That is wonderful news! Unfortunately, I have not heard anything back from Zocaloans after my last response. I just reiterated that I demanded a paid in full letter and a refund for the amount I paid above the principal. When I login to the site, it says that I should call. I won't be doing that! I hope I'll get a similar response soon.
If you have paid the
If you have paid the principal amount, then don't pay a single extra penny. Ask them to send you a written "paid in full letter". If they deny, contact your State's General Attorney.
Submitted by Sanders Patricia on Mon, 06/19/2017 - 06:03
I recited that same email..I
I recited that same email..I already revoked ACH through email and regular mail. I'm also wondering if it's necessary to use their form. I wouldon't think with them being a tribal lender they are illegal as most are. If you hear different I'd love to know as well.
Sorry about the error..I
Sorry about the error..I meant to say I would assume they are illegal.
Okay, I hope they will not
Submitted by Sanders Patricia on Wed, 06/21/2017 - 06:04
Please sign below to indicate
Please sign below to indicate your acknowledgement that by revoking ACH you agree that you will make manual payments to settle the balance of your loan.
Why should you settle when you have paid more than the principal amount?
Please stay away from payday lenders in future. They are loan sharks. See the mess you're in.
No need to use their bloody form.
-ditchdebt
-ditchdebt
Yes I see the mess I'm in. I'm thankful to this forum for helping me get out of it.
If your looking for help to
If your looking for help to settle out payday loans in general try visiting debtcommand.com these folks were able to assist me and reduced the amount I paid back by 40%!!!
SF,
SF,
I have been going back and forth with them, and they haven't seemed to agree. I keep getting automated emails saying my account is delinquent and that I need to call. They say if I want to borrow from them in the future, I should get this settled quickly. I responded again with the paid in full letter and the amount I'm owed in refund. I also stated that i filed complaints with the Tennessee Department of Financial Institutions and the BBB. I'll keep you posted.