Can a CA file lawsuit for an illegal PDL on which I have paid the principal amount?

Date: Mon, 07/17/2017 - 23:26

Submitted by dvMorgan
on Mon, 07/17/2017 - 23:26

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Total Replies: 5

I had a payday loan through Spotloan last year. Paid almost all of it but didn't accept my agreement to pay back principal. All of a sudden a person called and said that she's from a collection agency and that she will have charges filed against me in my County if I do not pay all of it and a lot of interest beings. It's an illegal payday loan and I don't believe she said where she was from but my caller ID said Oracle Financial. She calls from a number from my state but the number I'm supposed to call back is a number in Florida. Can they legally file any charges against me for I think she said writing a bad check theft from a loan agency.

They can't since it is an

They can't since it is an illegal payday loan. They won't file any charges against you. It's a scam.

lrhall41

Submitted by SC on Tue, 07/18/2017 - 02:31

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No, they can't legally file

No, they can't legally file any charge against you as they are illegal payday lenders.

If you pay the principal, then don't pay a single extra penny.

lrhall41

Submitted by Sanders Patricia on Tue, 07/18/2017 - 05:52

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It's an illegal lenders, so

It's an illegal lenders, so they can't do anything like suing you. Maybe if you could find the company or individuals who operate the business, you are the one who could sue them. I just watched a video at youtube.com/watch?v=DEEwty4_Rk4 about how those debt collection agencies try to fool people in so many ways. Hope it helps you.

lrhall41

Submitted by Tony Quart on Tue, 07/18/2017 - 23:00

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Damn right you are Tony!!

Damn right you are Tony!! Morgan > The ball is in your court now, you don't need to pay a single penny more to them.

lrhall41

Submitted by tiarajoseph11 on Thu, 07/20/2017 - 07:09

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I would say a different thing

I would say a different thing. Definitely, you should not pay more than the principal amount. Why take recourse to such payday loan? Try alternatives.... try out P2P lending instead.

lrhall41

Submitted by Mabelle Page on Fri, 07/21/2017 - 07:52

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