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Can a CA file lawsuit for an illegal PDL on which I have paid the principal amount?

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I had a payday loan through Spotloan last year. Paid almost all of it but didn't accept my agreement to pay back principal. All of a sudden a person called and said that she's from a collection agency and that she will have charges filed against me in my County if I do not pay all of it and a lot of interest beings. It's an illegal payday loan and I don't believe she said where she was from but my caller ID said Oracle Financial. She calls from a number from my state but the number I'm supposed to call back is a number in Florida. Can they legally file any charges against me for I think she said writing a bad check theft from a loan agency.

They can't since it is an illegal payday loan. They won't file any charges against you. It's a scam.

Sub: #1 posted on Tue, 07/18/2017 - 02:31

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No, they can't legally file any charge against you as they are illegal payday lenders.

If you pay the principal, then don't pay a single extra penny.

Sub: #2 posted on Tue, 07/18/2017 - 05:52

sanderspatricia29 sanderspatricia29

(Posts: 960 | Credits: )

It's an illegal lenders, so they can't do anything like suing you. Maybe if you could find the company or individuals who operate the business, you are the one who could sue them. I just watched a video at about how those debt collection agencies try to fool people in so many ways. Hope it helps you.

Sub: #3 posted on Tue, 07/18/2017 - 23:00

Tony Quart Tony Quart

(Posts: 1 | Credits: )

Damn right you are Tony!! Morgan > The ball is in your court now, you don't need to pay a single penny more to them.

Sub: #4 posted on Thu, 07/20/2017 - 07:09

tiarajoseph11 tiarajoseph11

(Posts: 418 | Credits: )

I would say a different thing. Definitely, you should not pay more than the principal amount. Why take recourse to such payday loan? Try alternatives.... try out P2P lending instead.

Sub: #5 posted on Fri, 07/21/2017 - 07:52

Mabelle Page Mabelle Page

(Posts: 202 | Credits: )

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