Southern Management systems
Ask them to update your
Ask them to update your account as "paid in full". Send them a letter.
Submitted by Sanders Patricia on Wed, 11/01/2017 - 06:13
should I contact the creditor
should I contact the creditor and send them a letter stating that I have heard from the collection agency and they have said you approved the amount and it will be deemed paid in full once they receive payment.
Yes. Don't pay a penny otherwise.
Dont pay off the amount
Dont pay off the amount unless you receive a written document from their side. Compel them to give you a written approval or else take help of an attorney!
Send them a letter and ask
Send them a letter and ask for a written statement as"paid in full". Don't pay off the amount unless you receive the letter from their end.
First have the written
First have the written document then think about the payoff amount.
You shouldn't pay before you
You shouldn't pay before you get a written document. However, even if they don't update the report as "Paid in full", a "Settled" status will have a better impact on your credit report instead of an unpaid debt.