How to pay for the unforeseen expenses

You have heard it right.

Start building an emergency fund. Lead a frugal life to save money. Make it your goal to save 10% of your monthly income every month.

You have to create an emergency fund out of your paycheck. As ditchdebt suggested, try to save at least 10% every month.

It's high time you learn to live without credit cards. It is true that credit cards are good but, first pay off your debts and then start managing cards efficiently.

plan a budget first and set aside money. Cut down extra expenses. It will help you to build an emergency fund. Don't use credit cards to overcome an emergency. It is a mistake.

You can sell unused items to have extra cash. There are ways to earn a side income too.