What to do
Try to pay off Speedy Cash
Try to pay off Speedy Cash first. It's a legal loan.
Spot Loan, Skytrail and Plain Green are tribal lenders. Hence, they are illegal. Morally, you only need to pay the principal amount. Legally, they can't do anything.
Call Advance America and Check into Cash. Talk about your problem and see if they agree to settle your debts.
I have made an agreement with
I have made an agreement with Speedy Cash to pay that one on installments.
Check into cash I have a principal amount of $480 and they want me to pay the finance fee of 122.00 as well. I told them that I could pay the 480 in biweekly payments but I have not heard back from them yet. Can they make me pay all of it or do I just have to pay the Principal balance?
I have contacted Advanced America but have not received a response.
Do not pay more than the
Do not pay more than the principal amount since it's a tribal loan.
Can they make me pay all of
Can they make me pay all of it or do I just have to pay the Principal balance?
Yes. They can. But you can negotiate.
You can ask for an EPP to the
Submitted by Sanders Patricia on Fri, 02/02/2018 - 05:26
I think you must talk to
I think you must talk to Speedy Cash again for better negotiation, if they find you eagerly interested to pay them back, they might waive off the finance fee.
Also, send a reminder to Advanced America until you get a reply.
I am still trying to work out
I am still trying to work out and EEP with speedy cash on paying just the principle. I have not received any calls or any other responses from the other payday loans.