anyone ever dealt with legal mediation practice in fl

Eugene, sorry you and your wife had to go through this. I would love to see "Mr. Lomax" file his harassment charges against you, you already have him on a few fdcpa violations as it is.

In addition to filing complaints with the FTC and your state's Attorney General's office, be sure to also file them with Florida's Attorney General's office.

they are just collectors using desperate attempts to collect money. i use to work for allied cash advance and had to collect debts. they only call your family members before they call u as a way to embarrass you. they figure u don't want your family to know so they tell them anyway. when u took out a loan, u signed a confidentiality agreement that they are now violating. don't be manipulated or fooled. pay when u can, but don't lose sleep over this.

Thanks for the filing complaint info! I continue to receive calls regarding my neighbor's financial problems. This time it was Legal Mediation that called and actually harassed me regarding my unwillingness to contact my neighbor regarding this issue. File a complaint already!

This is a total scam. The only way that you can go to jail for not paying a debt is if you promised to do so in the property settlement agreement of a divorce. debt collectors will say ANYTHING to get you to send them money. They will say things like, "You are going to Jail" or "Doesn't your family care about you enough to give you the money to pay off this debt". It's ridiculous, but it happens. Don't let these people get you down, just mention a hiring a lawyer to represent you in this matter and I'm sure they'll get off your back.

It costs about $2,000.00 to go after someone for a debt that you believe they owe you, so they aren't going to spend that kind of money to actually try to collect from you most likely. That's why they resort to harassment. Good Luck All!!

They called my sister looking for me, his name was Jack, then I called back and talked to his supervisor and I told him I tried making arrangements to pay this and they wouldn't do it, so whatever and then he said that's what your statement will be then, "WHATEVER". These people are so irritating. And yes it scares me because its a payday loan, but I had another payday loan place actually take me to court on a matter of the same effect but they couldn't do anything because I am under poverty level.

so the same happened to me the other day so after thery call u what happened did u guys go to court or did the cops come to the door what should i expect from these people now

Welcome to the community Ms. Beck.
Please be mindful that debts are civil matters not criminal. You are not going to be arrested. Legal Mediation Practices appear to have a very bad history of making unlawful threats of arrest and incarceration. Depending on what state you live in you may be able to record their phone call without their knowledge and use it as evidence to submit to your state Attorney General's office as well as the Federal Trade Commission.

Sorry, I don't know who these people are, but they are very rude and unprofessional. They have been contacting me in error regarding someone I don't know and when I try to tell them I am not that person (which is a male) nor do I know that person, they treat me as if I'm an idiot. I'm pissed because I have no way to stop these idiots from calling my cell phone number for the person they are trying to contact. I would love to get an address for these folks and write to whoever's in charge to insist that they check their facts, update their system, and stop calling my number! Oh, and let's not forget that they really need to learn how to talk to people! The persons I have to are a Mr. Davis (he was polite and apologetic) and a Tom Law (the biggest ---hole I have encountered)!

I thought harassment by phone was illegal? It is in Illinois.

They arent goin to do anythin! They swear up and down they are goin to send you to jail! Everyone sitation is differnt! If you signed a contaract read it! Alot of places can not seek legal help due to the prices they charg for the loaN!

Call this number it's urgent. Left messages at home and work. We are going to proceed with legal action tommorow. Take care of it by * pm tonight. Out of the blue I guess this was from a payday loan I never paid back 4 years ago. I'm wanting to take care of it. I'm an honest person. These guys rude,threatening, and abusive. Do you want the embarassment at work? etc.

I tried to be calm ask questions..
Talked with a Kimberly Dawson and then Tim Payne, who was a real jerk. (ext. 242)

Phone numbers for reference.
904-387-3187.
Fax: 904-493-4497

Toll free this one great I rack 'em up a bill by keep calling. Turn it around on them.

1-800-201-0565

I'm going to send them a cease and desist. calls at work and calls in general. Mail only.

Like I said I want to pay this but deal with me reasonably.

Did they leave the threat of legal action on a message? Can you make a copy of this message? As I understand it, once they make the threat of taking legal action they have 30 days to make good on this threat or you can sue for fdcpa violations; making a threat they have no intention of or are unable to follow through on.

Be sure to file complaints with the FTC, your state's Attorney General's office, and Florida's Attorney General's office.

The thing that kills me, and you make the same point JC, if all CA's would deal above the board without having to resort to the constant illegal chicanery, they would probably increase the amounts they actually collect. Hate to say a good amount of CA's think it is easier to resort to the stereotypical CA foolishness and end up breaking the law. And Il-Legal Mediation Mal-Practice seems to lead the pack of crooked CA's when it comes to violating the FDCPA.

Shameful!

I just found the address from an earlier forum. from this same site.

I googled :P
"legal mediation practice address"


1919 Blanding Blvd
Jacksonville, Fl 32210

I'm not sure if they did. It's on my home answering machine. I've deleted the message here at work. I know during phone conversation this was said.

If you are being threatened, i can provide you advice on how to deal with such creditors.

I had a voicemail left by a Jim King ex. 243 regarding my sister and she needs to call him back by the end of the day. I called her and told her this and she looked up info about it and found this forum and called me back and said just ignore it its a scam. Well I called back the guy to get my number off their lists and when I got ahold of Jim King I said he called me earlier about my sister and he said, who are you and who is your sister. I said im none of your concern and my sisters name was _____ ______. He said these exact words, if your none of my concern than get the f*** off my phone! AND HUNG UP! I want to beat him senseless wtf is this guys problem, seriously!

These idiots are calling friends and family. And threatening them. This was done by an iodiot by the name of James King @ 18002010565

Anyone have an e-mail address on these people?

Sorry, and E-mail addy is the one bit of information I have yet to get on them. I'll definitely post it when I do.

I live in mass and payday loans are prohibited.....therefore the paday loan company does not have lending authority and the provisions of the contract are not witin the law...it is not legally binding...thanks to a previous post. Anyhow mr jack bowen...I called him mr jack off tried to scare me and I told him if he can beat it out of me I will send him the money otherwise I only owe the original company the original amount I borrowed.this guy is a joke and a male knot hole licker

i recently received the same call, and I am now currently seeking anttorney, they told me to get the money by any means possible, some guy named mr. ellis

they called today and scared me.. I paid should have known about this site earlier...What if they go after your pay check, how long does that take before they actually take the money out of your check..

Well, magovn, if they are threatening to "garnish your wages", they first have to sue you, win that lawsuit, then get an order to garnish your wages in order to do so. It's not something that is going to happen overnight.

If they are threatening to exercise some sort of "wage assignment" in order to get money out of your paycheck, all you need do is send them a written statement revoking said "wage assignment."

Do a little searching on this site regarding garnishment and wage assignment, you will find much more detailed explanations regarding them.

Sorry, and E-mail addy is the one bit of information I have yet to get on them. I'll definitely post it when I do.

Since LMP is part of the Ellis Crosby scam:

[email]tcrosby@elliscrosby.com[/email]

Not sure if it's valid anymore though. Also, just read this on Bud's site. Good reading:

http://www.budhibbs.com/debtcollectorpages/EllisCrosbyJudgment.pdf

Giggity!

How'd you get that E-mail addy, NascarDevil?

Thanks for sharing!

Great article on Buddhibbs site; another bottomfeeder gets their just rewards.

Pulled it straight off Bud Hibbs

So is this place a collection agency or a law firm and do they have paralegals and attorneys working there and the ability to file a lawsuit?

We desperately want to pay off our debts or file bankruptcy but since we barely manage to pay our rent and car we are trapped and i received a call saying I had a deadline to pay this or it would be put in court.

So is this place a collection agency or a law firm and do they have paralegals and attorneys working there and the ability to file a lawsuit?

We desperately want to pay off our debts or file bankruptcy but since we barely manage to pay our rent and car we are trapped and i received a call saying I had a deadline to pay this or it would be put in court.

They are a collection agency. CA's do not have standing to file suit but if the debt is significant, there is the possibility that they would retain an attorney licensed to practice law in your state to file. Was this a PDL or a credit card debt? What state do you live in? When was the last time you made a payment on the account?

Well, my husband got the same call threatening jail the same day, said they had him on camera and everything, which was not true because I did the loan online through Discount Advances. Since they threatened jail time the same day, we sent them over $500 Money gram. They said they would send us exoneration papers in 5 days. This was about a month ago and still no paperwork. I see now that many people have had this same problem and we were scammed out of $500 dollars.

Hello, I am new to this forum and found it when looking for information after being threatened by Legal Mediation Practice. I got my first call from them today and will send the debt validation letter as suggested. I will keep all informed as to my proceedings with this company.

I got a call from these idiots today. I believe is about a payday loan that i didn't even take out! the woman asks my name and tells me "Get a piece of paper and pen!" I said no, what is this about? and she tells me "Just hire yourself a Lawyer then" and hangs up. I'm completely put back but this, and call and asked for a supervisor, and was told there are no supervisors and she is the only person that i can talk to, well I lost me cool and said colorful things and she hung up, but what kind of business is this? and how can we stop this sort of thing?

Got a call from Sharon Jackson back in August and she informed me that "a case was trying to file charges against me in my county at 12 (noon) and I could get myself exaunerated if I paid her the money before then" I told her I didnt have it and she said she couldnt help me as she was just giving me a courtesy call letting me know this was happening.

I freaked out and called my husband, parents, and the courthouse (my cousin is the SA). Was told by everyone not to believe it. A few weeks later I started getting calls from Mr. Brian Thomas from the Fraud division (*insert eye roll*) but I let the voicemail get it. Then Mr. Hanner started calling (same day) over and over so I would pick up my cell and hang up. That must have made poor Mr. Hanner mad as he left on my voicemail (when I finally let the phone pick it up) that I had the mentality of a 3yr old, I was unresponsible, and I had a gay ringtone. Yeah. SO I filed AGAIN on them with the Fl AG, the IL AG, and with the FTC. They have taken to calling me 3 times in a row in a 5 min. period now. Sometimes they leave message sometimes not. They are annoying and wont see a DIME!! I will pay back to the people I owe, Magic Cash for those in Illinois but I am looking into filing a complaint against them since I found out they actually HIRED Legal mediation practice to do this for them! YUCK!

Send LMP a debt validation and limited cease and desist letter. Fax a copy as well as sending it certified mail, return receipt requested. If they continue to call you, once they have received the letter then you sue them.

My guess is they never sent you the initial dunning letter? The one they are required by law to send within five days of the inital contract? That's another fdcpa violation.

I might also suggest saving the VM where you were advised you had the mentality of a 3 year-old. Pop that out and play it for the attorney you hire when you get tired of LMP's crap and decide to sue them for FDCPA violations. Also, record any and all calls you have with these clowns, even more evidence you can use to sue them. Make sure to check your state laws as to whether you are a 1-party or 2-party state when it comes to recording calls, though.

Sounds like you are handling them pretty good, though. Thanks for filing those complaints with the authorities, every little bit helps towards getting these @$$-clowns shut down.

I just received a call from them too, but I let my VM take it. After reading up on them thru this site, I am nervous to call them back to hear what they have to say. Mrs. Andrews left me the message saying someone is filling a claim against me and I need to call back immediatly. Should I also file the debt validation?
Thanks for your help!

No they have never sent anything to me. I have every single voicemail recorded on my phone and on tape also. I am sending them the letter also. I'm going to check into the recording calls for my state. Hopefully I only need permission from myself. :-)

I just received a call from them too, but I let my VM take it. After reading up on them thru this site, I am nervous to call them back to hear what they have to say. Mrs. Andrews left me the message saying someone is filling a claim against me and I need to call back immediatly. Should I also file the debt validation?
Thanks for your help!

Good luck Julx0420, keep us posted on how it works out for you.

Yes, Heather In CA, you should send them a debt validation letter. By law you should receive a letter from them within 5 days of the initial telephone contact; however, I have yet to hear from anyone on this site that does.

Mrs. Andrews was the first person I ever had communication with at LMP, so if your call goes anything like mine did with her, then be prepared fro anything. I might suggest recording the phone call when you make it. I checked and CA (if that is the state you live in) is a tow-party state. Meaning both participants in the phone call have to know about and consent to being recorded. I would point out to Mrs Andrews, if she refuses, that if she isn't going to be breaking the laws with threats of arrest, bad check writing, fraud, etc. then she shouldn't object to being recorded.

I would also keep a recording of that message she left on your VM.

Because that's more than likely what will happen when you do call her: she will threaten you with arrest, that you have been passing bad checks, committing fraud, pretty much anything she can think of to get you to pay then and there. Don't fall for it.

I might recommend reading through all the threads on this site regarding Il-Legal Mediation Mal-Practice before you do call them.

i have a few questions. is pa a one party recording state? i am being harassed by two people. One says they are adam smith of the financial crimes division and Frank jackson of the united legal processing center. they don't sound like a jackson or a smith if you ask me.all threatened criminal astion against me.i need to record these calls. in pa can they really file criminal charges ?

PA is a 2 party state. DV the CA and at the bottom state that all calls to your home or cell are recorded. Once they sign for your DV, you are under no more obligation to inform them of the recording.

When you say they don't sound like a Jackson or a Smith to you, is that because they have Indian (and I don't mean Native American) accents? Sounds like our friends from "U S National Bank" are at it, only they switched up the name of their bank.

no new news on this so called company?

No new news from me. They are obviously reading as the calls I get now have a much nicer tone and they are very careful with their words. They are still trying to scare me into thinking I am going to jail but the way they say it I dont think would get them into trouble.

I did file with everyone I could and will continue as needed. They wont get me to send them a dime and I'll gladly tell the judge that if it goes to court (and will also gladly play all messages left to me by them). I'd rather just pay the loan people but now that this yahoo's have the paperwork (and just so you guys know, most of the info Sharon Jackson had on me is wrong, like peoples phone numbers, my vehicle, etc) I guess I'll be waiting until it goes to court, then I'll work something out with the loan company in mediation.

Quote:

Yeah, there's a little something called "the least sophisticated consumer test" when it comes to whether a CA has violated the fdcpa. They don't have to come right out and tell you that you will go to jail, all they have to do is imply it so that the "least sophisticated consumer" would reasonably feel they would.

Add to that, the fact they never send any written documentation within the 5 days required by law (or at least, I have never read any post where someone has received this required letter from Il-Legal Mediation Mal-Practice), and their threatening phone calls and messages, and they are known heavy violators of the FDCPA.

Good that Ms. Jackson is now being a little more professional on her calls; however, I would not pay these yahoos a dime until they validate this alleged debt of yours.

No letter has come in the mail for me and this has been going on for awhile now. Most of the calls had been "call Brian Thomas" then they turned back into "charges released" and "before you need an attorney" for my "willful intent to deceit" etc.

They are all saved just waiting to see what happens.

Yeah, I had one CA, I don't think it was LMP, threaten me with arrest and I asked them what time the po-po was going to be here "so I can go ahead and take a shower, shave, get dressed, and be ready to go with them when they got here." I wanted to look pretty when they took my booking photo.

It was funny the "sound of silence" I got from the other end because they didn't know how to respond to that.

If they are not the original creditor, DO NOT send any money to this company. Sending 10-50 dollars to someone you don't owe money to is non-sense. True you owe money but it is to the original creditor. Call the original creditor and make a settlement. You can also file a lawsuit against this company with the Federal Trade Commission and possibly recieve $1000.00 if you win. Google search FTC for yourself.

They are fraudulent. I'm friends with someone who used to work there...they tack on like 50% fee of what you initially borrowed.

They pretend to be attorneys and they are just a bunch of schmucks!