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Any idea about a medical credit card?

Submitted by Stiffany on Thu, 09/10/2020 - 19:48

I am in a strange situation. My husband is in the hospital for the last 20 days. I really don't know how long he has to stay there. Should I apply for a medical credit card? What do you feel?

First, ask the accounts department if they accept medical credit cards. Then, you can shop around for a medical credit card.
Next, medical credit cards are applicable for a few particular medical procedures. So, you have to know if it is applicable in your husband's case.
Medical credit cards usually have a interest-free period for 12 months or so.
Calculate and find out if you can pay off the amount within that period.

Submitted by David Martin on Mon, 09/14/2020 - 22:15

David Martin

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Hi Stiffany! If your husband needs medical procedures that are not entirely covered by your insurer, you can opt for a medical credit card. But you need to have good credit score to take out a medical credit card. And read the terms and conditions carefully while opt for a medical credit card. Because you may come across several medical credit cards that offer a 0% interest rate for an introductory period. But you will have to pay off your balance in full to receive the 0% interest deal. Otherwise, if any of the balance remains after the promotional period, your account will be hit with retroactive interest starting from the initial transaction.

Submitted by Craigh.terry on Sun, 09/20/2020 - 21:45


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