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Any idea about a medical credit card?

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I am in a strange situation. My husband is in the hospital for the last 20 days. I really don't know how long he has to stay there. Should I apply for a medical credit card? What do you feel?

First, ask the accounts department if they accept medical credit cards. Then, you can shop around for a medical credit card.
Next, medical credit cards are applicable for a few particular medical procedures. So, you have to know if it is applicable in your husband's case.
Medical credit cards usually have a interest-free period for 12 months or so.
Calculate and find out if you can pay off the amount within that period.

Sub: #1 posted on Mon, 09/14/2020 - 22:15

David Martin David Martin

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Hi Stiffany! If your husband needs medical procedures that are not entirely covered by your insurer, you can opt for a medical credit card. But you need to have good credit score to take out a medical credit card. And read the terms and conditions carefully while opt for a medical credit card. Because you may come across several medical credit cards that offer a 0% interest rate for an introductory period. But you will have to pay off your balance in full to receive the 0% interest deal. Otherwise, if any of the balance remains after the promotional period, your account will be hit with retroactive interest starting from the initial transaction.

Sub: #2 posted on Sun, 09/20/2020 - 21:45

Craigh.terry Craigh.terry

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