SRO Brenner American, INC

The usual thing - the demand for validation letter. A demand for validation should always start out with "I deny the indebtedness that you claim..."; in theory, it's only available if you don't owe the amount of money they claim you do.

I know for a fact we don't owe this. Nothing on the credit reports. I will get the dv letter ready to mail cmrrr and mail it tomorrow morning.

:evil: I just got the same kind of letter from AlliedInsterstate saying I should pay Prism $61.83 which is 50% of the amount due. However my letter does not even say what I owe the money for.

I think I'll send it to the States Attorney General.
What do you think?



Mark : :evil:

Mark, ask Allied to validate the account. They must give you the accurate information about your credit company for which they are collecting. Also, the principal amount along with calculation of interests and charges should also be put in details. Allied must be licensed in your state before attempting collections. Make sure that you have checked them with the attorney general office of your state.

Have a look at this page for a better understanding of the debt validation process.

http://www.debtconsolidationcare.com/validation.html

Do your correspondences in writing through certified mail with return receipt requested. Keep everything documented for your records. Allied is one of the work collection agencies around. Be aware of the fdcpa laws while dealing with them. Check the laws in your state and you can start recording the phone calls. Arm yourself in better ways while dealing with them.