NPA (collection agency)
Date: Tue, 05/02/2006 - 09:21
They are National Payday Advance. I'm also dealing with them an
They are National Payday Advance. I'm also dealing with them and I got a sample cease and desist letter can I send them this one:
Sample Cease and Desist Letter
Your Name
Your Address City, State ZIP
(Sent via Certified Mail with Return Receipt)
Date:
Re: Account #
Collection Agency
Address City, State ZIP
Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. section 805., you are hereby notified to cease and desist all further communication with me in regard to the referenced debt. Failure to abide by this law will result in a complaint being filed against you with the Federal Trade Commission, the Attorney General of both your state and mine, and also your own company management. I also reserve the right to file suit against you for any future violations of this law. I will record any phone calls if you fail to comply with this cease and desist.
Sincerely,
Your Name
Hi I need to know from the mod's if this c&d letter is okay to s
Hi I need to know from the mod's if this c&d letter is okay to send to NPA
Hi The collection agencies are bound by laws to follow the fd
Hi
The collection agencies are bound by laws to follow the fdcpa. You can send a cease and desist letter for stopping communications with you. If you do not have any account with them, this letter is perfect for the situation. However, if you have a debt, give them room to be contacted by letters only. If you do not mention this point, they will assume that you are trying to avoid the debt and will take negative actions.
Secondly, when you say that you want to file a lawsuit on breaking of the law and will record the phone calls, check the laws in your state if it requires permission from both the parties or you can do it secretly. If you are not aware of the laws and do something unusual, the company will be in charge of taking actions against you. It is a must that you are aware of the laws in your state before you make a move.
Okay than I need another letter to this company that will make t
Okay than I need another letter to this company that will make them stop contacting me at work. They are unwilling to work with T & C and they continue to call me at work yelling at me. I just want them to stop calling. I dont think in California I can record their calls but I can still keep a record of them calling after I send them this letter. I'm just not sure how to word it because they are the orginal company and not a collection agency.