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Gerald E Moore and Assoc

Date: Fri, 05/05/2006 - 06:13

Submitted by anonymous
on Fri, 05/05/2006 - 06:13

Posts: 202330 Credits: [Donate]

Total Replies: 2


My neighbor recieved a phone call on April 15, telling them that I had a debt and they needed to contact me to get this debt resovled. The had my address but yet I Have never recieved anything from them. I call this Randy Lang and he said that it is Friday and as a courtesy they will try and settle this out of court (which they said was being sent to the court the following Monday). They said if I did not reach some sort of payment agreement with them to day they would take me to court and sue for over $8,000.00. The say the debt is from MBNA for a $1,500 line of credit that was open in November 99 and closed in January 2000. Like an idiot I gave them my bank account information but likely I was able to close it before the could get my money. I sent them a fax asking them not to deduct the money that I previosly authorized and when the lady called on April 30th and wanted to know what I was going to do. I told again not to deduct money from my account. I recieved a latter from my bank yesterday saying they tried to deduct money from my account on 5/2/2006. Three days after I told her not to deduct the money. What can I do here. Once again they called and they are threating to sue me and now they said they are going to tac on th "bad check" that I never sent to them but they say I will still be liabe for.


You need to close that bank account.

Additionally, file complaints with the ABA (if they are a law firm/CA combo), your's and their state AG, their state Bar association, the BBB, and with the FTC against them firm for its actions.

Never give your bank account number out, and if you do, make sure the money is there, otherwise, close that account or drain it of most funds.


lrhall41

Submitted by Codie on Fri, 05/05/2006 - 07:47

( Posts: 26 | Credits: )


Hi

I can feel for you. I will also suggest you to close your checking account and open a new one. You should not let the collection agency take out money from your account especially when they have not proven anything about your account in writing.

Now, you must use your legal rights and send a debt validation letter in writing to the company. The company must prove that they are having the legitimate details of your accounts. You should get the following details while the company is validating your account. Have a look at the link below:

http://www.debtconsolidationcare.com/validation.html

Send your letter through certified mail with return receipt requested. Once your request is received by the company, they should stop all collection attempts before the account has been put in writing.

The collection agency is violating the laws by giving threats of suing you. They will never take the matter to the court because if they do, the validation aspect will come first. The judge has to make unbiased decisions and that will go in your favor.


lrhall41

Submitted by david on Fri, 05/05/2006 - 10:23

( Posts: 1229 | Credits: )