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I am venting...my frustration level is high...

Date: Fri, 05/12/2006 - 10:41

Submitted by Linder Lou
on Fri, 05/12/2006 - 10:41

Posts: 87 Credits: [Donate]

Total Replies: 12


I just had yet another call at work claiming to be an investigator. I held my ground and told him I was going to record the remaining conversation and was surprised that he said to go ahead and proceeded with talking. THEN, however I interupted and said, EXCUSE me while I turn the recorder on and put him on hold. TO my surprise he hung up on me....

WooooHooooo


I did not really have one is the funny thing...I had no intentions of recording him.

Here I am paying 400.00 bucks a month to debt settlement and I am putting forth an effort and they still treat me like sh!t.


lrhall41

Submitted by Linder Lou on Fri, 05/12/2006 - 11:05

( Posts: 87 | Credits: )


There is a legal proof of the harassment by recording the phone calls. Make sure that you have checked the laws in your state before doing so.

When you attach a recording device, it must be clear in the recording that the collector has given the permission. If the state laws require consent of both the parties and you don't have it put in the recording, the collector can put you in the wrong side.

When I intend to record the phone calls, I have my device already attached to the phone and then notify my actions to the person so that his commitment made is there in the recording. I won't give him the time to run away if he has come to harass me.


lrhall41

Submitted by john on Fri, 05/12/2006 - 11:05

( Posts: 1231 | Credits: )


I am in Oklahoma.

I don't have a recording device and I don't have the money for one either. I will just hope they call my bluff each and every time....ha, ha.


lrhall41

Submitted by on Fri, 05/12/2006 - 13:58

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Secretly recording a phone conversation is legal in the following states:

Quote:

Alabama, Alaska, Arizona, Arkansas, Colorado, District of Columbia, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin and Wyoming.


lrhall41

Submitted by john on Fri, 05/12/2006 - 14:56

( Posts: 1231 | Credits: )