I am in a big trouble with payday loans

You can settle them together. Ask the other forum members about T & C from everything I've read the're really good. :D

One other question for you; What state do you live in because payday loan are illegal in several states? :)

Hi Dave

The consultant will negotiate with your payday lenders and work out payment arrangements for you. It will be better to send some money towards the account so that no actions are taken against you. No matter, if they are insisting for the full amount but if you keep sending what you can afford, you will be placed in a comfortable side.

I will suggest you not to keep your bank info with the lenders. If they have the access, they will take out money from the account or issue a new loan. Open a new account and do not give the details to anyone. Send your money to the lenders through certified mail. You will have proof of them receiving the money.

dave---I am with T&C and I would wholeheartedly suggest using them for consolidating your PDL's and CC debt. They are great and very easy to work with.

Hey, I called TC and waited for long long time. Meanwhile a counselor referred by this site gave me a call. She was very very nice and helpful. I am going with them. Thanks yay all for helping me out. I'll keep yay all posted.

I also called T & C yesterday and they were very helpful and helped me out more than i could have imagined. Thank you all for being there!