Interstate Wir Fraud

Hi

I don't trust this collection agency. There are many complaints with the bureaus against them for fraudulent collection techniques. You must ask them to produce the details of the debt in writing. You will be sure of them making legitimate collections on you. If Dimah financial has sold off your account, it will be mentioned in the latest copy of your credit report. You can get information about the company authorized for the collections.

If your account is truly with Interstate Wire Compliance Bureau, the debt has to be validated in writing. You have the legal rights to refuse payment until the details are given to you. Send all your correspondences in writing and keep everything documented in a file for records.

Interstate Wire Compliance Bureau is Ellis Crosby and Associates in disguise. Make them validate your request. I haven't heard of them validating a debt yet. Once you show them you are not scared and know your rights, they back off and you don't hear from them again.

As far as I know it is not Interstate Wire Complaince but is Processing and Recovery Systems out of Jacksonville, Florida. They said I committed interstate wire fraud. I have since contacted Dimah Financial where the PDL originated and asked for debt validation, but all they sent me via email was the loan documents. I have looked for both Dimah Financial and Processing and Recovery Systems with BBB and yellow pages, anywho, all to no avail. I know their phones work as I have spoken to both parties, but for some reason I get the feeling I am being bulldozed. I do not want to get arrested as I am trying my best to clear this up but they have given me no time whatsoever. Thanks.

You will not be arrested! This is a scare tactic to get you to pay them immediately. I will see what I can come up with regarding this company and I will post my findings.

Thanks very much I have been looking myself but have found hardly anything. I am a widow with four young children and only did this in desperate need. Never again. Thanks again for any help.

the PDL documents, especially if they have your signature, constitute validation of this debt. Talk to the original creditor about a payment arrangement ad recall from which ever unethical agency currently has your account.

I finally found this at the BBB after much research. Have you heard of any of these companies?

This Business Operates under the Names
Empire Recovery
NATIONAL PROCESSING
National Processing Consultants


Addresses 6501 B-101 Arlington Exwy, Jacksonville, FL 32211, Duval County MAP
6501 Arlington Expressway B100, Jacksonville, FL 32211, Duval County MAP


Phones (904) 729-5442
(904) 805-0023
(904) 805-8600
(904) 805-8716
(904) 805-0850 (FAX)

Sorry, that last one was me. Those are other names this company Processing and Recovery Systems are operating under, apparently because I got the same message from the numbers above, as I did from the other numbers I have from them that they left me as processing and recovery systems. Thanks

This is the same company that is under investigation by a/g and the feds and irs..... Don't pay these people

I had gotten a loan from them too and fought it completely. If I were you, I would just pay it because they are legit and it gets a lot more expensive to keep letting it sit there. I tried everything to fight this but the fact is that it is a loan I took out and did not pay.

why did you get a loan in the first place from them, don't they charge a lot of interest?

I've been contacted by them also. I have another number not listed above.
( 904) 725-0060
i have only received two calls from them about three weeks ago and thatw as it.

I have been receiving calls at work from 904-725-0060 stating the police are comming after me for bad check writing. I got an online loan for 200.00 and have paid back already over 700.00 by them drafting my account. I have talked with my bank and they are now retuning all there drafts. Now they are saying I still own on the loan. this dont seem right to me. Is anyone else out there still having problems with these people. I thought they were being investagated by the FBI or something...
I dont want to pay anymore money to these people. These loans are rip offs!

they are lying throught their teeth. WHat pdl was it? What state are you in?

Whatever you do dont pay them, or even talk to them. if they call and threaten hang up.

I live in Texas. I do not know what Company name this is. When I called back to ask the name of there company the person would not tell enstead he kept asking for my name so I hung up. I got the number off the caller ID when she called. Also have 904-725-7622 from my cell phone caller ID.

Just found the following information on the number - 904-725-7622

How can this company have so many different phone numbers that come up on caller Id? when i do a search online alot of things i get are about cleaning companies. The first time I talked to them they told me to send money and make it payable to NAPC. I tried a search for that and didnt really find anything.
Numbers that they have called me from.
904-725-0060
904-725-3922
904-725-7622
904-725-7584

Anyone know anymore about this company??

I just now received a call from National Processing. I got a payday loan about a year ago and after a while couldnt continue to pay. I tried to enter payment arrangements, but they refused. they wanted it all at once and would let me pay monthly. I am in new mexico.
today national processing called me from 904-725-3922. they told me that they were process servers and were going to have me served for defrauding my bank for writing them a check that wasnt any good. i asked them if they were a collection agency and they said no. They told me they the finance company's attorney was craig gibbs in duvall county in florida. they told me i had until 2:00 pm todat to pay. i cant of course so he hung up on me. I am a little nervous. i offered to make him monthly payments too and he refused. can i get served papers for fraud? for this? i am in the finance industry now and i am concerened i could lose my job if they find out.

You need to file a complaint with NM Ag office. I actually spoke with somebody from there and they say the company you received the loan with must follow the borrowerer's state law. I called about a company from NM wanting to file complaint with that AG's office as well. You may have some luck if you file a complaint with them. That company is just trying to scare you out of your money.

I read an article about Ellis Crosby, you guys probably already know this but, they actually were hiring people who just got out of prison and on parole, people out of rehab, etc.....so I guess if these people working for this company are acting like criminals it's because they are professionals at it.

I was told that I would have a warrant out for a check I wrote back in January of 2005 in the amount of $230.00. Why now are they contacting me via phone? I have never received anything in writing and have til friday morning to get it paid. They would not even send me something in writing via mail. They said their job was not to send anything out, it was only to collect the money owed. I contacted the original agent that I wrote the check to, and the agent did verify that this company is legit. What do I need to do? If someone could please help me I would really appreciate it.

What is the original company you wrote the check to? If this is a legit collection company, they are required to send you something in writing.

The original company I wrote the check to is FAST Cash. When I called the laday there, she said that this company is legit, however, I don't think they are. I have already filed a complaint against the Recovery company with the attorney general's office in Jacksonville, FL. Now I am waiting on a phone call back from the Dept. Of consumer affairs here in Tennessee. I cross referenced the numbers that called me on my cell phone and found that they are the same numbers that alot of other people on this forum have come accross as well. I called the company back and I pretended like I was just someone trying to locate another company. When I asked what company it was, the girl on the other end told me that it was called "Processing Incorporated." I aksed if they were part of Ellis Crosby and associates and of course they told me "No" I am currently trying to find out if this company has a liscence to collect. As soon as I find out, I will keep you advised. I guess the main thing that I am trying to find out is, are they associated with Ellis, Crosby and associates and if they are, why would they not offer to send something in writing? The other issue that I am trying to figure out is, why after a year and 10 months, are they now trying to collect? I have never previously received anything from them. When I do a phone number search in google, and type in 904-725-0600, it gives me the name of a "Fred Bowen" but when I put in the name of Recovery Processing systems, it brings up a whole bunch of different websites and a different address. Anyone else have suggestions as well.

You know ive been down on my luck too and gotton payday loans but also im an adult i dont sit around and complain that the company wants there money back they gave it to me but the people who go and get this money and never pay it back are thieves and should be treated as such makes us honest people look bad

Payday lenders should also adhere to the laws and regulations of the state and be licensed in the state where they fund loans as well.

How can I find out about the payday loan laws in Missouri? My husband and I ended up getting like 5 payday loans to make ends meet when I was in the hospital. I'm currently looking for work and it's next to impossible to make payments to them until I can find employment. How can I get them to stop calling my husband's work and threatening him, calling our home and crazy hours and threatening me and how can I ask them to send me something in writting about our debt? I am very concerned one day my husband will get his paycheck and there will be a garnishment on it without any notice.

Try this linhttp://www.debtconsolidationcare.com/forums/viewtopic.php?printertopic=1&t=9695&start=0&postdays=0&postorder=asc&vote=viewresultk:
Which pdls are these? I would revoke their right to debit your account if you haven't done this already, it may be necessary to close the account and open a new one with your bank or another bank. You can send them a cease and desist letter, but if it is the actual pdl company they don't have to abide by it. You may have also signed a voluntary wage garnishment in your contract, REVOKE it with the pdl companies immediately and notify your husbands employer that you do not authorize this garnishment, most states require a court order for garnishments but it doesn't hurt to do this anyway. And yes you can request debt validation. Don't listen to their threats, they are illegal and they can not follow through on them. I bet they are not licensed in your state, if we are talking about interndet pdls that is.

Sorry that link didn't work try this

http://forums.debtcc.com/forums/about9141.html one:
And I would also file a complaint with your AGs office if these are internet pdls that aren't licensed to conduct business in your state.

My sister had a similiar situation yesterday where the company "National Processing" called stating that they were a processing firm for a lawyers office and that if she didn't pay by 10:45am that they were going to send the police after her. She called me in tears, and I know enough to know that if it were really a lawyer's office, threatening like the lady did was not typical. So I called, at first they refused to give me information. Then they did explaining that she had already filed the case to the attorney that represents the complaintant. I asked if the money could be paid and they gave me a generic Western Union number. I refuse to pay anything in that way. So I called the original place my sister had the check with and they told me that they sent the check to a Collection Agency named National Processing. I got a telephone number and address and then found this website. I called the lady who I had spoke with earlier and she got very defensive and rude when I explained that I was concerned that she was working for a collections company that did not know the boundaries established by the Private Collections Act. She hung up on me and when I called back she said if I called again she would have me arrested for harrassement. At this point, I would like to help my sister by paying this off for her, but now I have no idea how to pay it off? The original place says to contact the National Processing company and they say it's too late to pay it? What should I do next?

Hi, I also got a phone call at work threatening me for not paying back a pdl. I just got this loan in September of this year and I have not received anything in writing about payment. I was told today on the phone that they were sending the police after me for felony fraud since I wrote a check and have not paid it back yet. They told me they were from the investigator's office in the county where I live and that I should borrow the money from someone to pay them back by 10:00 a.m. tomorrow morning, or they would have me arrested. Then I decided to look this company up on line, and found you posts here. It is nice to know I am not alone while this company attempts to scan us all. I then called them back and asked them to email or fax me a copy of this debt they say I owe. That was about an hour ago, and I am still waiting. Any thoughts?

Tell them you know you have not comitted any crimes and that the police are not coming after you, and that you have a better chance of being beamed up into space by a spaceship full of aliens. And let them know that if they continue to harass you that you will file charges of extortion against them because they are the one's comitting a felony. Stand up to their bogus threats. What company are you dealing with? Believe me once they realize you know they are lying they will change their tune.

The company is CashNMinutes and I am really surprised that they have turned me over to this company this soon since I just got the pdl in September of 2006. What is going on?

Hello, I too was contacted by this company.I received a PDL from easy loans, easy is not the case. I actually did pay the loan back and had a verbal conversation with the manager at easy loans. My bank made an error and reversed this payment thinking that it was a mistake. It took almost a month for this to come out...long story short "processing" is telling me that i owe them $1200.00 for a $300.00 loan and if it is not paid by 3:00pm today that it will be sent to the courts and a warrant will be put out for my arrest. I am no where near a criminal, I spoke with the representative @"Processing" and told her that I did not have the full amount. She told me that she would hold my account as a hardship. Right away I knew this was nothing other than a collection agency and that there was no way that they could do anything to me. I did however moneygram $330.00 to "Processing" this is the amount of my loan and the nsf fee. Can you believe that they told me the charges are internet fraud!!! How can that be when all of the information submitted was and is still true and is my correct info. I think they prey on the honest that are having tough times. As of now after finding this resource I will not be sending them another dime. I have done my part and paid back what I borrowed everything else is BS and a scare tactic!! Also the manager at easy loans e-mailed me and called this company a collection agency. How about that!!

I'm glad you didn't fall for their illegal threats of arrest and internet fraud charges. Too many people have fallen victim to these type of threats. Was the name of the company "easy loans". I've not heard of that one, but then again, there are so many of these guys out there.

Steelers--

I bet the name of the collection agency was Bass & Associates. When a guy named William called me from there, he said he works in "processing." Whatever the heck that is :twisted: :twisted:

You are probably right, it just might be Bass and A**es

notacriminal, Good for you. Dont fall for their crap. Please register and join us on the forum. We would be glad to have you. KYSIDE38

Steelers--

Watch the name-calling. It could be considered slander :(

What????????????? I said Bass and A**es, something must be wrong with my keyboard. Hmmmmmmmmmmm, I better get that checked out.

I also called the police and they had never heard of someone having a warrant for a bad check. I feel that I should pay back the $300.00 because that is what I borrowed, but no one deserves to have their life turned upside down over something like this. They will probably call me on Monday again to collect the rest of the money. Does anyone have any legal terminology that I can use against them?

Extortion.

Well I figured that since I paid them $330.00 today and called back with the moneygram reference number that even of they were in the right nothing could be done because I have paid the debt in itself, I refuse to pay for so called lawyers fees and everthing else that they are trying to say that I owe. By the way I was called from a number which is (904) 725-0060. Again these people are lying when they talk about warrants and L.A.P.D. picking me up from work or home right?

Yes, they are lying. Nobody is going to arrest you because you haven't committed any crime. This is the usual threat these companies use to get more money out of you. And what they are doing is called extortion, they are the ones who are committing the crime here when they made that threat to you. And you are from CA. CA has issued cease and desist orders against internet payday loan companies giving loans to CA consumers. You need to file a complaint with your AGs office ASAP and also let them know of this threat.

I think its extortion. But the term I found that is commonly used is predatory lending. Better watch or they will call the agency on me. LOL KYSIDE38

Great thank you I will call the AG's office first thing Monday morning. Do these people not know the law, why would they do this to people? One lady actually told me that I was a criminal!!

Because they think their check will be bigger if they scare more money out of you. She is the one who actually broke the law by saying those things to you. Those type of collection activities are illegal.

Alright Steelers thats borderline slander lol

So STEELERS1 are you saying that this company "Easy Loans" should have never given me a loan since I am in the state of Calif. Can you further explain your statement to me, I am trying to get a good grip on all of the helpful info that I am getting. Thanks again!

I just got a call from 904-725-0060 and they also said they were Processing Incorp. She gave me till noon to pay, but I don't have that type of money. I asked to make payments until i get my child support check and give her the rest. She said no, i have until noon to pay it all. Well I didn't because i don't have it...are they gonna do something bad now? I'm in Maryland and they are in Florida. If I can pay it, who do I pay now? The PDL company or Processing Incorp? I got the loan from Easy Loan

They can't do anything bad to you. Don't waste your child support on these people, unless you legitimatly owe them money.