Debtconsolidationcare.com - the USA consumer forum

Really Really freaking out over here

Date: Thu, 06/22/2006 - 14:26

Submitted by anonymous
on Thu, 06/22/2006 - 14:26

Posts: 202330 Credits: [Donate]

Total Replies: 39


i really got in a bad jam. i had way too many credid card bills and payday loans out and got desperate. i got these 2 short term loans from a loanshark near here to keep these people off my back for a while. i really figured to pay these guys right away because my uncle is in the hospital and was supposed to die, but he didn't. my mother said he was leaving me a pretty good chunck of cash but the guy didn't die and now it looks like hes gonna live a while. these guys arenot like reguler collections, i know they are gonna hurt me and i don't see no chance of being able to pay them and i cant really hide from them. i can't tell my mom about this. do you have any programs that could approach these guys and pay them and like let me pay it off over a long time? i don't care if they rip me off a little bit with the interest or whuteva just so long as I could pay about $30 a month till im done.

thank you


Hmm... Fill up the sign up form in this website and discuss your situation with the counselor. He will arrange your payments with the collectors and keep you away from them. After you sign the contract with the counselor, he will send your monthly payments to the collectors so that the account gets paid off. Your credit report will be updated after the accounts are cleared.


lrhall41

Submitted by Gretchin on Thu, 06/22/2006 - 14:36

( Posts: 482 | Credits: )


what are you going to do if your uncle leaves you nothing? have you thought about that. it doesn't seem as though you've thought things out throughly. How about creating a realistic buget first with funds that you do have and not count on things that you are 100% sure about. Once you've done that prioritize what bill you can pay off first. if you honestly believe will hurt you, report them to the police, get a restraining order. it's not a crime if you aren't to pay back a loan you took out.


lrhall41

Submitted by on Thu, 06/22/2006 - 16:38

( Posts: | Credits: )


Ok, I really don't like this part..

Quote:

"i really figured to pay these guys right away because my uncle is in the hospital and was supposed to die, but he didn't. my mother said he was leaving me a pretty good chunck of cash but the guy didn't die and now it looks like hes gonna live a while."


If my uncle were going to die in the hospital I'd be devestated. The last thing I'd be thinking about is his money. You should be thankful that he's going to live!

I am sorry about your situation, but it sounds to me the best thing to do is get the police involved. Get a restraining order.

You can only do what your finances will allow.


lrhall41

Submitted by Jessi on Thu, 06/22/2006 - 18:24

( Posts: 3361 | Credits: )


u dont get it, u dont cross these guys. these guys are wise guys, get it? thelast thing you do is call the cops. these jersey cops over here are no good they would hold you while these guys brake your legs. asfar as my uncle Anthony, all he eva did for me is yell at me for not going to mass and not having a job livin with my ma. i know i shouudnt count on that cash, but you cant stop thinkin about how it could help you not wind up at ther wrong end of an aluminem baseball bat which these guys showed me already. anybody would do that, you too. anyway. if you dont here form me, u know what happened. it means i cant walk or wright no more. hey, is there any government grants or any stuff like that to help? i'm really really scared, and my only hope now is uncle antney and all i can do now is wait and hpe for the best.

thank you

thejerseykid


lrhall41

Submitted by on Fri, 06/23/2006 - 07:57

( Posts: | Credits: )


Ok Jerseykid, I'm going to take the risk of sounding like a real witch right now.

#1. I am still really upset about your uncle. My uncle used to get on me all the time about mismanaging my money (And he still does any time I go buy anything that's not necessary) but it's because he loves me. You should be thankful that he cares enough to want better for you.

2.) Take his advice and find employment.

3.) As far as getting these guys off your back, you're probably going to need to talk to your family/friends and see if they can help you. Otherwise, you'll just have to face the consequences of your actions. Governement grants can take years to come through.

But most importantly, find a job and stay out of trouble.


lrhall41

Submitted by Jessi on Fri, 06/23/2006 - 11:19

( Posts: 3361 | Credits: )


What ever you do, don't get any more loans to try and pay off the ones you already have. If you do that, you'll just be digging yourself in deeper.

How much are the loans for? When is the due date?

If you're really desperate you could try selling things you don't need (t.v.s, radios....). You also should get a job, asap, even if it's something you hate, just to have some kind of income coming in.


lrhall41

Submitted by lucyinthesky on Fri, 06/23/2006 - 11:43

( Posts: 19 | Credits: )


LOL...... What did you borrow money from the mafia?


lrhall41

Submitted by on Fri, 06/23/2006 - 12:51

( Posts: | Credits: )


to "guest" - not for nuthin, but would you make up ya flipping mind?

anyway, dont worry about me no more. Uncle Anthony died suddenly from a clot and my ma was right, he left me a big chunck, almost 7 thousand. im the happiest 19 year old kid in New Jersey. after I pay off these notes, i got enough left to really do somethin over at Atlantic city. See ya's. oh yeah forgot to tell ya, if ya see me tryin ta borrow quick cash again wouuld you kick me right in the u know what?

thank you.


lrhall41

Submitted by on Sat, 06/24/2006 - 07:22

( Posts: | Credits: )


I think its hilarious and I marvel in your misery, I will help them break your legs you dumbass


lrhall41

Submitted by on Sat, 06/24/2006 - 21:52

( Posts: | Credits: )


jersey kid read jessi post.your uncle is really a great person and is no money in this world that is more important than a life of a nice human being .Your uncle loves you and really cares about you.jersey kid read jessi post and learned with her to love people that really deserves to be alive.


lrhall41

Submitted by on Mon, 06/26/2006 - 09:30

( Posts: | Credits: )


jersey kid read jessi posts.jersey kid read jessi posts.................................................................................................................................................................................................................................................................


lrhall41

Submitted by on Mon, 06/26/2006 - 09:42

( Posts: | Credits: )


hey. my uncle doesnt do anyfreaking thing. the guy is DEAD. an I got his $$. he dont need it. so im living large and you are jealous, especially Guest. hey Guest, you wouldnt talk like tht to me in person, i garuntee you that. id kick you in the a$$ so hard youd be tasting shoe polish for a week. so go get a life. cyas in atlantic city.


lrhall41

Submitted by on Mon, 06/26/2006 - 10:36

( Posts: | Credits: )


OMG that's sooo funny. You? Kick someone's butt? Weren't you just boo-hoo'in a minute ago that you were so scared that some mafia guys were going to do something to you.
Maybe you should take that money and sign up for some developmental courses in near by community college, because the by the looks of it, you REALLY need it. Maybe I'm giving you too much credit here. I say sign up for college, but that would imply you actually finished high school.
It makes me sick to think someone has worked hard and given you something you don't deserve, and trust me, no one here is jealous of you. You pretty much gross us all out. And you really show how simple you are, you actually think one could "live large" off a few thousand dollars. What a joke! Ignorance is bliss!


lrhall41

Submitted by on Mon, 06/26/2006 - 11:16

( Posts: | Credits: )


heypaydayloanvictim, yeah, so you got a life? is that why you aint a auntropanure like me? i hustle for a livin, its how i survive. u hang out here talkin like u got your finances together, but u dont. u another one who tires to pass out finance advice like u dealin cards at atlantic city. but get one overdue bill or a collection account an u fold up like a cheap miami beach chair. me? i live the life. ur just another payday sucker.


lrhall41

Submitted by on Mon, 06/26/2006 - 19:15

( Posts: | Credits: )


ok, im sorry Tammy. i guess i just had too much going on in my life lately, witdh the threats and then my uncle dying and that big argument i had with my ma. i know mostly everybody here just means well. i didnt mean to be runnin my lip and being negative. I forgot to tell ya im a ADHD kid and they kicked me out of school when i was 16 yrs old, so i know im not perfect. sorry


lrhall41

Submitted by on Mon, 06/26/2006 - 19:40

( Posts: | Credits: )


auntropanure? You mean Entrepeneur?

And weren't you just REALLY REALLY freaking out the other day that you're finances were so bad, and people were going to break your legs and the cops were going to help them break your legs?

Make up your mind, please. We don't have time to play your games.

And before you start passing out advice on the way that we handle our money, perhaps you should look at the way you spend money first. Burning $50 to impress people and wasting your money is not "living large". Grow up please.


lrhall41

Submitted by Jessi on Mon, 06/26/2006 - 20:19

( Posts: 3361 | Credits: )


Major flaw here. You don't get the money from and inheritance that fast. I think it takes a month or so.

Kind of makes you want to give it all the charity when you go? Actually there was a story at cnn about a billionair who is doing that.


lrhall41

Submitted by Glynnie11 on Mon, 06/26/2006 - 21:12

( Posts: 216 | Credits: )