GFSIL Payday loan company - real people discussing

I am trying to pay off pay day loans as well. One is through GFSIL. have tried to contact them and have gotten no response. Are the even worth messing with. Do I need to worry about paying them ogg. i have paid them $280.00 on a 4200.00 loan.

$200.00 loan (typo)

Global financial services, gfs, gfsil

The address is

1005 treminal way suite 110
Reno nv, 89502

There phone number is 1-877-280-3359
Fax number is 1-877-280-2330
Jerry allen is the supervisor of collections this is his number 1-877-280-3359.

This is a fraudulent company have them contact you in writing only and place an ach freeze on your checking or savings accounts> and place fraud alerts on your credit report. Contact your local fbi field office and give factual info from start to until now. You are not alone.

Sincerely,

Peter montgomery

these guys are really BIG crooks. i have taken out a loan through them and they wouldnt stop taking money out of my account. i then closed my checking account and now they wont stop calling me at work. they threaten me and tell me im going to goto jail. i did some research and have contacted barbara buckley in nevada. she is in politics and helped pass a new law in nevada for consumers against these companies. you guys need to e mail her and let her know about your issues with this company.

Did they make it difficult for you to contact them to payoff the loan and just continuously roll over your loan?

kittikat, Thank you I will send her a e-mail.. Also please register and join the forum. We can use good people like you. Kyside38

I have not heard from this jerks in 2 weeks, i'm getting kind of worry that they are planning something. should i call them??

It sounds like if you try to call them they don't respond. From what people are saying from their experiences they jump on you from the moment you default. How much have you paid them back so far, I can't remember if you said.

I have a loan with these people also and it wasn't until I got all my info together for settlement that I figured out that on a loan for 200.00 over an 18 week period I have paid over 1000.00!!

Irish, My Goodness you have way overpaid this loan. Why would you give them anymore? What state are you in? Look up your laws at www.paydayloaninfo.org. This is crazy interest. KYSIDE38

I know - I am so deep in debt! And I know that I will never see that money again! I just got paid and am at a negative balance!

Sorry about that kyside - I am having a problem logging in. Thanks for the web site - I will try it now.

Irish, What state are you in? Also have you complained to Attorney General? Kyside 38

I live in Ohio and I am trying to find the site to complain to the ag as we speak

i did default on the loan after i paid them $540 on a $200 loan. these guys wont give me any info when they call(although the guy who calls me is from somewhere in the middle east and i can't understand him)all he says is "is this your ss #? is this where you live? do you think you won't go to jail? do think that you are above the law? you're going to jail for a very long time."
when i tell him he cant call me at work and that he is breaking the law he laughs at me and says he can do whatever he wants because i owe them $$. he calls me 20-30 times a day yesterday he called my work 7 times. i finally went to my supervisor and told him the situation and he had the calls transfered to his office and they hung up on him when he told them not to call me at work and then they called right back. it amazes me how crazy this is. i tell them i want to pay them back and that they need to send me info in the mail for the loan and they refuse. he says they only accept $$ through a bank account. of course they wont since they just keep sucking me dry. i had to goto my back and tell them what was going on. my account was over $400 od and i was so scared. luckily the bank was very understanding and closed my account even though it was in the negative. i am not going to open up another account. im just paying everything in cash but im behind on all my bills because of these slimballs. i have been doing some investigating and found out that they are breaking so many laws which relieves me a little. i keep thinking that maybe since they are breaking the law they wont try to inforce anything. everything was done over the phone also no paperwork or even electronic loan papers. just a phone call to confirm the loan. can they prosecute me on that alone? i do need some legal advice if anyone knows all the laws. you guys have been helpful already. thank you so much. it helps to know i am not alone!!!!

As of today - I have heard from the FTC on the complaint that I lodged. I am still waiting to here from the ag's office. But that may take some time. GFSIL has called me twice at work today, but the don't get me rattled. I did reply to an e-mail that I would no longer honor their requests to debit my account as I have paid them 5 times what the loan was for and this is illegal in Ohio. And I don't think that they want my first born!

Here's the latest - GFSIL wants to settle my account for 100.00. They told me that they do not want to have to deal with my attorney - attorneys do not need to be involved! I am supposed to be receiving an email from them, but I am not sure what I will do yet. I think that I will wait to see what the ag's office has to say to me.

irish, they told me that they will email me about3 weeks ago and i havent heard from them...they probably wont call you back.

Irish, I would not take this from this company. You have way overpaid. KYSIDE38

I have no intention of taking it. I e-mailed them - some guy (?) by the name of Chris Wilson and told them that they owe me money and that I would wait for them to respond. That is when theymad the offer.

That was me as guest - I didn't know that I had logged out

You have way overpaid these vultures and I would tell them so. Dont pay anymore enough is enough. KYSIDE38

does any one ever get a refund from them?

Update - I had a message from the ag's office and I am waiting to hear back from them..We are playing phone tag. I also had a call today from apple -Marcus to be exact - who accuses me of not wanting to pay my debt, which is not true - as I told him - I believe that I already paid this off and am now just paying finance charges. So I e-mailed GFSIL and apple and one or two more places with the Ohio Revised Codes regarding pdls and asking them to deposit the overpayments into my account.

Irish, this is a mistake. Never give them another crack at your bank account. They will bleed you dry. KYSIDE38

I took my idiot pills today - thanks - I didn't even think about that! I also heard from moneyworld lending who informed me - after I sent them the ohio revised codes that they are legel in Utah and follow Utah's rules and that I still had to pay them 310.00 on a 300.00 loan, that I already paid 565.00 on. I resent the codes and informed them that I filed a complaint with the ag's office and asked them to refund any overage. no mention of my account.

Irish, When I first came on this site Polly gave me the advice not to even put a refund check in my account. Take it somewhere and cash it. You cant trust these people. KYSIDE38

gotcha! If and when I get refunded - I will cash the checks at the supermarket and pay the small fee. But withmy luck there will be no refunds

Dont give up hope. You never know. KYSIDE38

moneyworld lending is trying to make a settlement with me they will use the 200.00+ dollars that I over paid and debit my account for 95.00 and we will be even! I asked them if they were insane and told them never - send me the overage and mark me paid in full. Waiting for a reply.

Irish, Keep up the good work. Hound them. LOL KYSIDE38

irish- which ag did you call because i have had problems with these guys too. are they really out of nevada like i have heard?

Irish contacted the OH Ags office, are you from OH as well?

Good afternoon i was wondering how many more payments that i have to make i have already pd575.00, of a 400.00, loan.

Update: Moneyworld lending says that even after I told them not to try to debit my account that they did any way that IOWE THEM FOR A RETURNED CHECK!! When Cows fly!! I replied that they owed me the fees from my bankplus the $200.00 in over payment. They also told me that Ohio laws did not apply to them. In my reply - I informed moneywolrd that I was sure that the ag in Ohio would love to see how companies break the laws here, so I cc the ag's office with my reply.

Just got off the phon with "Bob" at gfsil. Last week if I paid $100.00 we would be even Today I have to pay$387.00 And he said that ag's don't have any "say" in what they do. Yah Right!! So I told him that I would be e-mailing the ag here in Ohiowhen we got off the phone, and gfsil owed me over $1000.00 and they will get nothing from me further.

irish, if you over paid them dont give them one more cent!!!! be tough because they will try to bully you.

i have the same problem with GFSIL they are trying to tell i owe them 880.00 which i do not i paid $120.00 so i offered to pay them what ever i owed based on my state laws and principal on the loan...when i metion the AG's office the guy said i'm not fron the legal dept so i'm only a collector (he was very nice actually) so i told him that the last "b%%#%" that called me was rude and even had the nerve to say they will call the police to have my children taken away, he was very apologetic on behalf of his company.

so i agree to pay them 200 only if they send me an email with their moneygram info and a statement that said i will marked PIF and of course they havent send the email just like the last time they say they were....if they dont want their money fine with me!!!

Drowning dont pay for moneygram either. MJake them give you an address to send a money order to. If they want their money bad enough they will. I would like to have the money I spent on moneygrams and western unions. KYSIDE38

well they have to send me an email and i have not seen it yet,i told i will paid them but 100 in 2 different days in JAN,only if i get the email

something very interesting happen today with gfs apparently i've been imagining all the calls the make to me, i agree to pay them yesterday and i thought i was all set.
i get a call today from their investigations Department, the firts thing i said was didnt i talk to you guys yesterday and you agree to send e an email???
so he tells me that i havent anwser their calls in weeks and they have left me messages everyday and i have been nonresponsive. so of course i was like yeah okay you guys are full of it i talk to someone there yesterday and made an agreement.

these guys are so stupid and the collectors are getting tired of callin people so they are putting L/M in the system to make believe they called LOL

can gfsil garnish my wages if i do not pay or is this just to scare me?

this people cant do anything they are illegal, all hose threats are a bluff! if you overpaid them don't give them one more cent...stand your ground and tell them your reported them to the AG's office and the BBB.

dont let them bully you...and did i say they lie like a rug !

omg can anyone help me here in CT we have about 5 payday loans I am negative 1000. in my bank account, and they keep calling and calling, any suggestions??

what happen if I close my checking acc.??

omg i cant belive every thing that i have read i had problems with them as well at first whene they were suppose to put the money in my account and then i requested that they cancel the loan and i was told that the lan would be canceled but when i looked in my account to day i noticed that i have $200 in my account from them and that they did not cancel the loan so should i try to give them back their monye and then notify my bank

i just called my bank and informed them of what is going on and they said that they will keep a close eye on my account for illigal transaction and that if any thing is supisious that they will but a freeze on my account.then i called that gfsil company and asked to speak w/a supervisor and was told that i cannot speak with anyone b/c they are all on vacation ha what type of fool do they take me for(i guess the type who takes loans out over the phone lol)but i told them that i would like the physical addr and fax# to the company and that i will mail them in a money order it took me 30min to get the addr and fax# but that was only after i requested to speak w/the leagal dept i was then told that only inactive members can speak with the leagal dept.and the she gave me the addr and fax# i am so fustrated. :evil:

Dont repay this crooks. They use another company to empty your checking acc. Names rivenge international.

Guest - could you clarify that name for me?

I have been horsing around with this company for a month. I have reported them to the ag in Ohio, the FTC, the DOF and the ag in Nevada. I have sent at least 2 e-mails per day and have not had a response. Today I sent anothe e-mail only this time I asked them for their mailing address as my attorney needed it to file a lawsuit on my behalf for excessive finance charges and nsf chargews to my checking account due to their ignoring my cease and desist letter, I told them to respond by e-mail as I would not take phone calls. So what did they do - leave a message on my home phone to call them in regard to my e-mail! At least now I know that they do receive and read the e-mails!

These guys harrased me at work!!!! They called me about 20 times in a 8 hour day. AT WORK!! Not only did they harrass me, but they threated my boss and told him the loan was in my companies name and that he would sue my company if he didn't pay them.