Worst case scenerio

When foreclosure occurs, the sheriff will be at your parents house to reclaim the house on behalf of the bank, and move your parents and all of their belongings out on the street.

Because your dad refused to make the house payments, and left your mom's credit hanging, this will but a HUGE stain on her credit. Your parents are pretty much $hit out of luck now. No, they won't go to jail, but they'll never be able to get another place to live for a very long time. They will be turned down for apartments and mortgages.

I don't mean to be harsh, but your old man's a moron, and I pity your mom for having such a commitment to that clown. My ex-husband used to throw bills away and hide them, thinking it makes them go away, when it comes to "adults" I just have nothing but disdain for that behavior.

Your mom will not go to jail, but she may need to bunk with you for a while. Maybe you could help her out with getting a divorce. From a man like that, it could be quite liberating. She can do better.

Ever since Wednesday the 5th I have noticed
the webside to the forums have changed.

I don't like it. The side advertisement
colum covers up half of the threads and I can
not understand what the person is saying.

I thought it was just fine the way it was
before, is there anyway to put it back the
way it was before?

There are alternatives to foreclosure. Is there anyway they can get caught up on the payment? Do a
little more research. There are alternatives

There are also companies that will buy the house out from under your parents so they don't get a foreclosure, of course they'd most likely lose what ever they had in it as well...and this is the only time I'd recommend using one because they really are a rip off.

Phonguy just made me remember something, look into a "reversed mortgage" where the house is sold to the bank and owned by it, but the residents are still allowed to live in it until they pass on. Although I still think the old man should be sent packing for such selfish, lazy, stupid, inconsiderate, and irresponsible behavior.

Ive had alot of problems with different types of debt a company that really helped me out .They got my reduced by 40 percent so im very happy.You should check it out

Please refrain from doing promotional posts. Read the TOS - Mike

I agree with Ari, old man needs to pack the suitcase and make a beat.

Linda---Definitely have a heart to heart with your mom about her situation. You don't say yours or her ages, but I would imagine she is probably still young enough to do something to change her way of life (whether or not she stays with your father). Does your mom work?

Linda..
I once had a situation where I was threatened with foreclosure.
Before you're poor momma gets into it with your dad, she needs to call her mortgage company pronto!
The amount of time for the actual "auction" depends on how many months your payments are in default.
Sometimes the mortgage company may offer a loss mitigation where they will help catch you up by refinancing the default payments back into the mortgage...you'd better call them asap and find out the info!
It was about 9months before the mortgage company actually set a date for the sale..so there may still be time!