Paying the Lenders

You could do a western union quick collect or western union money order is trackable. Also the post office has money orders that are trackable I believe.

Yes, the company has a receiver code with the post office. The number will prove that the amount has been sent by you to the company concerned.

I think you are making arrangements with the lenders and not with the collection agencies. A cease and desist communication is legally applicable on the CAs only.

Though the creditors are not bound to follow this fdcpa law, but they can honor your request. You can't put a legal stand in case they contact you further. Since you are making payment efforts, they will leave you until you default with them again.

Dont send things Western Union if they are a PDL that is based out of the US>..They can not be tracked.

they are all lenders in the US.....and they are all store front lenders......should I send payment to the original creditor or the CA?

If your original lenders can accept the payments from you, the collectors can be kept aside. The lenders will pull the file back from them. This can be done only if the account is still with the lenders and not sold to the collection agency. If you can make arrangements with the lenders directly, your credit will be viewed in a better way since it won't have the remark from the CA.