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Creditor revealed information to my parents

Date: Thu, 03/31/2005 - 11:26

Submitted by anonymous
on Thu, 03/31/2005 - 11:26

Posts: 202330 Credits: [Donate]

Total Replies: 8


In December of 2004 I got a call from my parents screaming at me that I owed Capital One $1,900. At first I was very confused as to how they knew that as they live in NH and I was living in AZ, which is where all of my bills were coming. They then told me that they spoke to some woman on the phone who told them that I owed this amount of money and would ruin their credit if they didn't pay it. Long story short--the woman disclosed my personal information (credit card company, amount owed etc) to my parents that I hadn't been living with for over 3 years...is this legal? I always thought it was okay for them to ask for my phone number/address but not give out such details...please help


Welcome to the Forum..

I believe this is correct, it is not legal to divulge information to another person except the debtor and/or their legal reprsentitive/Guardian/POA.

On the other hand, are you sure your mother/father did not "mislead" the CA rep as to who they were talking to?

And..if your Mother/Father are not co-signers or any such thing why would/should they be worried about your credit transactions affecting theirs?

JErry


lrhall41

Submitted by jtucker on Thu, 03/31/2005 - 12:44

( Posts: 114 | Credits: )


Quote:

They then told me that they spoke to some woman on the phone who told them that I owed this amount of money and would ruin their credit if they didn't pay it.

As Jerry said why are your credit transactions affecting your parent's credit? It looks like they are co-signers to your account.

They are not supposed to disclose your personal information to anyone except the related parties in transaction.

Welcome to the forums.

Regards
Vikas


lrhall41

Submitted by Vikas on Thu, 03/31/2005 - 16:42

( Posts: 2019 | Credits: )


Quote:

Originally Posted by Anonymous
I had the same problem, can I really sue, or report them? Who would I report them to?


Although you can sue them but I don't think this is really a serious thing because they haven't disclosed your information to any third person and shared with your parents only.

:rose::rose::rose:


lrhall41

Submitted by manoj gopale on Thu, 07/01/2010 - 18:17

( Posts: 98 | Credits: )


[QUOTE=manoj_gopale;718512]Although you can sue them but I don't think this is really a serious thing because they haven't disclosed your information to any third person and shared with your parents only.

:rose::rose::rose:[/QUOTE]

Parents are a third party!!! If they have disclosed information to a third party, you will need that person to write down exactly what was said and the time.....photo of caller ID is good too. Ask them to get it notorized. Then find an NACA attorney.


lrhall41

Submitted by SOAPLADY on Fri, 07/02/2010 - 03:38

( Posts: 17315 | Credits: )