1-800-741-2100 - Has anyone tell me whose number is this?

I just was notified by my sister, with whom I have NEVER lived with, that she received a phone call from LTD, looking for me. I have no idea what this company is, or how they got my sisters telephone number. What can be done about this issue?

ask lots of questions to my kids! do not talk to these people. they lie!!! told my kids a bad accident happened in texas and gave the 800 741-2100 to call.
seeing as how i dont have family there i knew it was a scam!!! lets band together on this company.the calls are relentless

I've starting receiving calls asking to speak with so-and-so, who is my ex-wife. They ask for her by her madien name which she restroed after the divorce.

The divorce was 15 years ago and she had never lived at the address/phone number where they are calling looking for her. The divorce was about 15 years ago, I have had no contact with her since and do not know if she is alive or dead. We never had any children together.

How do I make these calls stop?

Legally speaking, you can draft one cease and desist letter and send it to their mailing address. They are contacting you because they have your name in their contact list that your ex might have given.

If this doesn't work, call the supervisor of the company and explain the situation. They will likely remove your name from their system. Make sure that your wife has not jointly signed this debt with you. If this was done, you are equally responsible for this debt in their eyes. I assume the SOL is past by now.

How long is a Statute of Limitations? And what happens to the debt after it runs out?

I got back into town this evening and my dad informed me that a place with a 1-800 number had called him looking for me and that they were very rude. They would get even more upset when he would not give them my number.

So, tonight I called the number. Apparently when they called my cell number before, it blocked their 1-800 number so they could not get thru to me. The women was very very rude the entire phone conversation. Apparently there is a small amount that I owe from a car accident that I was unaware of and have never received anything in the mail about.

She kept demanding that I pay something tonight, that it was not going to go away. I asked her to send me something in the mail so I had something on paper saying what I owed and I would take care of it at that time. She immediately got even more rude with me when I said that! She insisted I pay something on it tonight. I said I am not going to just pay something I have never heard of until tonight just because she told me to. She got even more upset.

She asked what the name of my bank was. I would not give her the info, she got crappy with me. She asked for my place of employment, I would not give it to her. She replied in a snotty way, that they could find that out very easily anyways. I just said, well good luck with that.

I told her to not call my fathers number again or he was going to file harassment charges against her company. She said that he could not do that and she could call him as often as she needed to get in touch with me. I don't even live near my father. And we are still not sure how they got the number.

When she continued to tell me I had to pay something on it tonight, I said until I get confirmation in the mail in letter form in regards to this, I was not going to pay anything. Of course, this got her even more crappy with me. I told her not to contact me until I received the letter and contacted them back to take care of it. She said that they would call me everyday until it was paid in full. I said, call all you want, wasting your time until I get the information in the mail.

She got super crappy with me again and when I started to say something...she just hung up!

Did I handle this alright or what can I do to avoid having to put up with this type of behavior again? It is not like I am trying to avoid paying it or something, I just want some proof on paper of what is owed from the accident.

Any help is appreciated!

Thanks

I forgot to mention that the name of the collection agency was LTD.

You handled this exactly right. You need proof of the debt in writing before you pay. They may want an amount more than what you owe. Get it in writing. Keep us posted KYSIDE38

I too had a run in with this company. In January of this year, Mr. Thomas Moore contacted my parents home phone number asking to speak with me. I had not lived there in 4 years. They provided my new phone number to him. I never heard from him, but my parents said he kept calling demanding to speak with me, but would not leave a callback number. Well one day they called and my mother lost it and threatened legal action if he called again. She gave him my contact information again. He called one day and left a message. When I called back, all I got was an answering machine so I left a message. Not 20 seconds after I hung up he called back. He stated he had an account of mine from Gateway (Citicard) in the amount of $1995. I needed to make payment arrangements. I advised him that I had purchased a laptop computer in 2001 and financed it through Gateway (Citicard). I had a lot of financial trouble and did not pay it off and in accumulated interest and late fees. I asked if I set up a payment arrangement to pay $250 per month. He said it had to be at least $400. I agreed and he sent the agreement to me in writing. I made the first payment. Two hours after I did, he called and asked when I would pay again. I said I am paying in accordance to the agreement we have. He said the agreement had been voided. When I asked why he said his supervisor voided it because I didn't return it signed. I said there is nothing stating I had to do that. He said yes there was on the second page. Of course, I never received a second page. He then pressed me about when I would pay again and I advised I am sticking to the agreement and paying $400 per month until it was paid in full. The next day, my neighbor, who is in her 80s, called me to say a Mr. Thomas Moore called her looking for me and that I needed to call him. He told her he has not been able to get ahold of me and I had an account with him that needed to be paid. Too bad for him though her son is a lawyer. She was frightened and called him. He came by that evening and called Mr. Moore on my behalf. Mr. Moore lied and said he had not spoken to me and I had this woman listed as a next of kin. Lies! He advised him not to call any number but mine again and to adhere to the fdcpa or we would file a lawsuit. Mr. Moore agreed after a 4-way call with a "supervisor" who also agreed to renew the original agreement.
paid another payment the next month and asked that LTD send me documentation on the debt to keep on record. They did, but apparently someone put a little too much in. There was documentation of all of their phonecalls as well as times and dates. Documentation of my mother giving them my new contact information. Most interesting thought was thr 37 calls to several of my neighbors and people in my city with the same last name. I was appalled. I called a couple of them and asked if they were contacted by them and they said yes. I could not believe it. I called LTD and asked to speak to Mr. Moore, but was told he no longer works there. I advised them of what had been sent to me and the woman said "oh, you should not have been sent that." Guess what? I was sent that. I made the final payments directly to Gateway (Citicard) and advised them of the situation. The sent a paid in full letter with a ton of apologies. I am currently working with Legal Aid to file a formal suit against LTD and Mr. Moore for violating the FDCPA, harrassment and divulging personal financial information to individuals not directly involved. It may not go anywhere, but thise company needs a kick in the pants.

My husband is being harrassed at work by these people, I told him not to talk to them I would get their address and type up a validation and cease all calls letter for him to sign. I found their address at a legal wedsite forum. I hope this information will help others.
Houston (Harris), TX
LTD Financial Services
7322 Southwest Fwy Ste 1600, ZIP: 77074-2000
Mailing Address: 7322 Southwest Fwy Ste 1600, ZIP: 77074-2000
Phone: (713) 414-2100
Fax: (713) 414-2120

After my state's attorney general and Texas' attorney general got after LTD back in 2005, LTD passed my account back to their client, to whom I do owe money. I'm still unemployed and in a middle of a social security disability appeals process. Which is almost as frustrating as dealing with LTD.

Well, my account is now back with LTD again after a 2 year hiatus. Only this time they are using the number 1-866-998-2500. Their calls state that it's a very important business matter and is not a sales call. Then when you call back, they refuse to note your account as "inability" to pay. It is "refusal" to pay. Talked to Albert, extension 6467 Thursday. Was gone all day yesterday to have a series of medical tests conducted at the hospital. Came home to a bunch of messages left by (?) - no matter how many times I replayed her message, I couldn't catch her name.

Called her today and she proceeded to argue with me. Seemed to know all about my medical condition....and NONE of my medical providers are their client. So I know she was pulling it out of the air. Said they could call as often as they wished any time, any day.

So I talked to her supervisor Luis Hermandez who called me a thief and a liar and a harasser for not paying my account. Told me he could contact me as often as he wished. I said no, you can't. Told him I'd contact my state attorney general and Texas state attorney general to report him. Probably would contact the BBB and FTC. He told me I couldn't do that, I WAS the thief and harasser. I said, "Luis, just watch me." Then I hung up on him.

Information to BBB, FTC, and both my state and Texas' state attorneys general just went out.

Sharon B.

I've been getting calls from the same number for quite a while now, but they never leave a message.

Should I call them back?
What happens if I don't?

"Then when you call back, they refuse to note your account as "inability" to pay. It is "refusal" to pay."

Why does it matter if you are marked down as refused to pay? Is it a legal term with consequences or something?

This is better than I thought. This company is located
in Texas and must follow the state law on collections
as well as fdcpa. I am not 100% certain but I think Texas only gives them 30 days to validate or they must drop it. Of course they ain't gonna tell you that.Look up the statutes on texas state website. It should be listed under Texas finance code.

I received a voice mail requesting I call back. I Googled and found this thread. I was in the process of calling back while reading through it. The person pulled up my account and told me that he talked to me this morning. He didn't, but I am fine with that resolution...

These people keep calling me about an account my former daughter-in-law had. She fell for the encyclopedia salespeople. They tried to send the books back, they weren't what was promised. This was years back. It was in 2001, my name is not on there...they lied and said they put my number "in case of emergency"...which was a lie..I didn't have my current phone number then. I have told them it's not me...and not to call. They want my son's phone number, and I refuse to give it to them. They are still calling...what can I do about it?

I received a message today from this number and was asked to call back for a specific extension. They were asking for my maiden name. I'm a bit confused as I have not had anything in my maiden name for years in the US except for a bank account I no longer use. I do have debt in Canada, but that's been over 7 years. I don't know if I should call back. Can anyone please give me some advice? Thank you!

I received a call from this number on my answering machine from a "Mr. Lopez". The next day, at 8 a.m., a call was left from the same number by a "Mrs. Hill" who said it was urgent personal business.
Previous calls were "Please stay on the line, etc.", sometimes several times a day.

Correct me if I'm wrong, but doesn't the fair credit act say that they can't call you at owrk if you ask them to stop? They are harrassing me at work as well.

They called and harassed me for some time over two debts that some scumbag and his son (both with my name, one jr and one sr) took out. I told them repeatedly it wasn't me, but I refused to give them any information about me other than to confirm that the information they had wasn't me.

I sent them a drop dead letter return receipt requested and whadda you know, they sent me their letter just one day before they got mine. Yeah right.

I sent the account to the FTC and called and bitched at the lady for a week or so just screwing with her. Even after they discharged it, I kept calling her back. The conversation went like this "your name and phone number has been removed from the account, we will no longer contact you"...."Yeah, I know, but you guys harassed me so I thought I would harass you back". It got to where she hung up on me.

Final coup-de-gras was when I contacted Chase (the original account holder) and got ahold of the President. I reamed him out over email about the enabling of a collection agency to break federal law on his behalf and how if I was ever contacted again by LTD, I would sue them and him. I also let him know that the collection agency sent the full account number out on the letter, which is a violation of something (a friend who collects let me know that). I got a slobberingly drippy apology letter from the President's office letting me know that they contacted this collector personally and made sure I would never be contacted again. This was all after I was removed from the account, I was just screwing with them.

New

According to the Federal Trade Commission if a collection agency calls regarding a third party you can ask them not to call again. From the FTC

I live in Edmonton, Alberta, Canada. I had a call from these people the other day looking for Samuel Santana. I told the woman there was no such person here. THEN she asked me if I knew such a person. I told her again, very nicely, that she had the WRONG NUMBER. I receied a call at 7:01 am this morning with no message left. Another call came through minutes later, which I answered - same woman looking for the same person. This time I was not nice and told her that when they call someone at 7:00 in the morning, they should at least know if they have the correct number. I work until late at night and was sleeping when she called. I found this thread and called direct - at my expense - and asked to speak to a manager. I was told there were several. She put my call through and nobody answered, just a click and I was cut off. I called back, and spoke to an operator there who said she was looking to find someone in charge to speak to and AT THE SAME TIME, asked if this was regarding Samuel Santana, so there is some way for them to place the phone number with whomever they are looking for immediately. I told her that this was a listed local phone number if they cared to check the listings for where I live and to stop calling this number, etc. She hung up on me.

I hope this resolves the matter but, if it doesn't, can anyone give me the direct phone number of an authority there with whom I can place a complaint??

Thanks

Welcome to the forum Ticked, I believe you may find this information useful:

Houston (Harris), TX
LTD Financial Services
7322 Southwest Fwy Ste 1600, ZIP: 77074-2000
Mailing Address: 7322 Southwest Fwy Ste 1600, ZIP: 77074-2000
Phone: (713) 414-2100
Fax: (713) 414-2120

I've been recieving calls for months now for a Michelle Ashori? at number 866-324-5257 and a Nick On shanibi?? at 866-882-5881. I finally called both numbers back and it was LTD and some other debt collector that I can't recall. I kindly asked them both to take the number off of their list. They were pretty quick and polite. I then get a call today from a Jennifer at 866-2500 ext. 6253 asking for my exact name. How they got my name for this number is alarming because I am not in the phone directory my husband is. I have not called Jennifer back and not sure if I plan to or not. I am just so frustrated with the whole thing. We don't have caller ID wich makes it harder to tag the caller. When we first moved our number was pretty easy to get mixed up. We had callers for all different people and finally it died down...now this!!! Aggggh I answer phones all day I don't want to come home and hear ours ringing off the hook too. So BEWARE I have been researching similar instances and it sounds like a SCAM!!! Don't give out any info not even your name, you might end up paying for someone elses debt.

This phone number is for LTD Financial Services, a collection agency. If you wish to make the calls stop, you will need to send them a written request to no longer contact you by phone. (their address is listed above) send it certified mail, return receipt requested.

I kept getting calls a few months back on money they claimed I owed. They had parts of my past history correct but not all (e.g. parts of old addresses). I've never owed a balance on my credit card in my life so I told them it was nonsense and to stop calling. They kept on calling, and then they started calling for my husband, who also has excellent credit. Finally, I reported them to FCC. They hadn't called for a while but they started again. Then, they said it was a call for my dad (got the last name right but not the first name). I told them to stop calling, since I'll report them. My dad probably has the best credit ever. These people are nuts! They keep calling and don't stop. DON'T give out any info!

LTD FInancial is technically NOT a collection agency. What they do is BUY debt from creditors and then bully people to recover.

I was paying $100 a month to a previous collection agency. It was an agreement I made with them and they accepted it.

Suddenly, the other day, I started getting calls from LTD.
When I spoke to them, they told me that they bought the debt and that I now owe the balance to them. I told them fine, and said that I have no problem continuing paying the $100 a month. They told me that the only way I can pay them monthly is if I gave them my bank account number for them to set up post-dated withdrawls. I told them absolutely NO. The rep put on his manager who was very confrontational. They eventually told me they were going to forward the issue to their legal dept. All along I offered to pay the debt via check. I've read about them and how they withdraw more than they're supposed to.

I called the Department of Banking in my state and he told me to forward the info to him and that he will call LTD. He also told me NOT to answer any more of their calls

Waiting to see what happens

a JDB still must comply with the FDCPA as they are considered a 3rd party.that means when they buy it they are the owner,but not the OC.only the OC isn't bound by the FDCPA.

Stop your stupid calling, if I could get my hands on you , you will not ever call again, your a looser, get a real job and life

KYSIDE38 Looks like you feel right into the trap. Did you verify that you actually owed them money. They are calling hoping that you will just send them a check for whatever they clain you owe. Listen to what all the others are saying.

Wake up and smell the coffee.

We never set up an actual amount that we would pay each month so one month when we didn't pay as much as we usually pay they sent us a letter written in all caps that they never agreed to that amount and that we rufused to pay and that they were going to take legal action.

I called them after calling 4 different companies to find out how much I owed on my foreclosed home after my divorce. They were very surprised I was contacting them before they had even started calling me (now the calls will probably start)...I owe over $70,000 but they said they would settle for $5,000. Now after reading this forum, I don't even know about dealing with this company whatsoever. They sound like a bunch of scam artists. I should offer them $1,000 and see if they will settle.

OK. so i don't even live in america and i got a message from this number...this must be some kind of joke

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