I am receiving a call from a phone # in Las Vegas

I have a charge to my bank account from this company every month since jan. I just noticed it and they have already deducted sixty dollars so far....I call the number and can never get anyone to help......just get put on hold forever and then it hangs up....help I dont know what to do.

i have not got 1 phone call answered by credit plus rewards .com don't give them your $129 you will get burned thier phone number is 1-800-975-5642 if you invest in this good luck getting your money back

Stacey,

Contact your bank immediately and explain the problem. Ask them to block this company further accessing your account. Also inquire if they can help you getting the fund credited back. Keep us posted.

is the call a fraud

I just got a call today and signed up cause they said that I will receive $500 in my account within 48hrs and I'm broke and behind in rent and NEED THAT LOAN cause I tried with the regular payday loans online but my income is only 640 on disability I wasn't quallified but the guy told me not only was I approved but for the fee of $129.95 I will get the 500,master card that I can use outside the internet and also a credit plus card to use online. Is FRAUD I'M SOOOOOOOOOO SCREWED :cry: :cry:

Is Credit Plus Rewards Fraud I can't afford not to get the money I live in a hotel and pay $220 a wk and am behind so I was trying to get a payday loan but my income is so low on disability that I can't even get a cash advace but they promised me that I would e the money and there isn't anything in my bank account that is why I asked the man this is coming out once I get the money right he said yes and hurried me thru. I hope THEIR HONEST or otherwise I am going to breakdown and might be thrown out of the hotel if I don't come up with the money,.. continued from DebLiv

DebLiv,

Have you contacted with your bank? Speak to them and explain the entire story. They might help you get the fund credited back.

Also file complaint against the company with FTC, BBB and Attorney General so that the company undergoes an investigation.

This number is from Credit Plus Rewards. This company called my work and took me through this process for this credit card,once i got to the final stage where the tell you that they are going to mke "one time pyment" of 129.95 i sid "NO". Well 2 weeks later, 129.95 ws taken from my checking account. DO NOT GO THROUGH THIS IF THEY CALL YOU. I did eventully get my money back but every time that you call them, be expected to be on hold for 20-30 mins.

Also, one way that I did get my money back ws to threaten to get my attorney involved. I sent them a nasty fax stating that if my money was not put back into my checking account within 5 buisiness days that they would have a lawsuit on their hands. My money was put back into my account. DEMAND to talk to a manager. And yes you will be on hold for a long time but someone will eventually answer. Please contact me if you need any help, i would be happy to help!

Also, for the people trying to get their money back, make sure you mention to have them listen to the recorded call that lets them hear that you said no to the transaction.

that same company contacted me yesterday. i agreed to they're terms. they were suppose to deposit 500.000 into my account today and withdraw 129.00 on monday. instead they withdrew 129 today and no deposit. my bank says the only way to stop anymore withdraws from them is to pay a 35.00 fee which is worth it. the phone number they gave me and the bank is the same and you can't talk to a person. they overdrawed my checking account now i'm in worse trouble then what i was.

Tina,

File your complaint with FTC, BBB and Attorney General. Can you mention the phone number they used to call you from? It will help others to identify them as well.

What is the purpose of another $ 35.00? Your bank has asked for this amount to stop withdrawals? Or it is the cancellation fee? Can you clarify it?

I think the banks do not charging anything to stop unwanted withdrawals, do they?

There is another one out there called USA CREDIT. They are scammers. When I signed up for a payday loan, one of a few I had to do, one of them leaked my info. The next thing I know, out of the compelte blue, I am getting fund debited from my account from "USA CREDIT". I had no idea who they were, so I called the 800# on the transaction. Called about, oh, a dozen or so times, stayed on hold on time for almost 5 hours, and the rest would just get a point where the call just hangs up on you. No one ever answered. I closed my bank account, and reported it as fraud. Also reported to the BBB. Within two days, I received a response from BBB. From their "VP". The response stated, blah, blah, I signed up for such and such online and they contacted me a whole bunch of times...NEVER talked to them in my life. They refunded my money. I looked at them on BBB and they (at the time, which was about 3 weeks ago) about 375 complaints against them.

thank you guys for helping me. I went immediataly to my bank the next well called first then I had to go in person and have a stop payment on them and lucky my bank is able to put a 6 month freeze on my account from ANY ACH's from account that way even monthly they can't !@#$% my account. Say no to them doesn't work you have tell them instead that they need to put you on the DNC list DO NOT CALL My bank stated that if this company tries to take any other than that amount then they can take that money but not the 129.95 but that 6months and 1 day could bite you. they said that if they do put the money in and they didn't they did try and hit my bank for that amount and glad that i checked when in doubt. so please take from us who knows DON't GO WITH THEM and any other payday loans you apply for they will get your number again and this will keep happening the best is go in person not online if your in that need. THnaks to all of you that went thru the nightmare first this time and saving my account...

Everyone has had the same horrible experience with this company. They must be stopped and arrested for credit card fraud.

Yes,I paid my129....how do I recover?

I agreed to the payday loan of 500 dollars then they took out and 129.95 fee for the credit card out of my account and now i just have to pay 129.95 for nothing

the same thing happened to me ladies. i feel like such a sucker. ive already had my bank credit me the money.. but yes they need to be stopped at once...

sorry me again how can we stop them. ive changed my bank info just incase they try this nonsence again.
has anyone ever recived mail from them, or has anyone ever gotten throuhg to them on the phone....

i was called and told i was approved for a 500.00 loan
today 3/30 and then was hung up on and not called back
what should i do to prevent any suspicious happenings

Have you disclosed you banking information to them? If yes, immediately contact your bank and ask them to stop any unsolicited debits.

Advance fee/pre-approved loans do not seem to be good. Read FTC's alert on this-

http://www.consumer.ftc.gov/

I can not get a hold of them and want them to cancel before they take the money out of my account. Do they really give you a 500 advance as well??

I called them back last night and finally got through after being on hold for almost 90 mins. I cancelled my withdrawal and account and was fortunate that my bank wouldn't approve the withdrawal because of an email I sent them.

They got me too!Does any one know how I can get my money back from this place?

Thanks
VW

Email deleted as per forum rules-Mike

Like a lot of you, I received this phone call and as of today I had $129 taken out of my account. I spent 45 minutes on hold with the company and never spoke to anyone. I called my bank.

For those of you that can access your checking account info online, this is great! I contacted my bank and told them this is an unauthorized withdrawl. No problem they said, just need to come in and sign some paperwork for a stop payment. Going to cost me $20 from the bank, but, better then losing $129.

I thank god that I am OCD when it comes to checking my account everyday online. If not, I would have not seen this charge and would likely be bouncing checks right now.

Is there a particular letter we can write to these guys? I haven't paid the $129 fee yet but I get calls from them EVERYDAY on my work phone as well as my cell phone and it's really annoying because I pick up and just hang up (then my co-workers just look at me funny). If anyone has a good idea of what letter should be written to these guys as well as the address to send to, that would be awesome possum.
Thanks!

they offered me 500 dollars and 7500dollars card too.i was talking to the lady getting ready to give her my information to get everything set-up but my daughter tripped over my phone line and i got disconnected. when i tried to call the 1-800-975-5642 phone number back i was on hold for a very long time and noone never answered. so i hung up and called back again and still no answer. i would like to thank everyone for letting me know what's going so maybe i will not get ripped off.[color=darkred][/color] :(

yes everyone the same thing happened to me. I my case i didn't agree to some loan or card and they are still going to take from my account but i have news for them. I have contacted my bank and i will beat them.... I couln't get ahold of them either by phone or email. Their website does exist but you won't get any respect. I have filed a claim with the bbb in nevada and hopefully they will help.. GOOD LUCK everyone.

i just was contacted by these people yesterday I've closed my account but what about my social security number

Unfortunate thing is they already have all your bank info and SSN number. Lets all just hope they don't go on a crazy fraud rage and try to take away everyone's money before being shut down.

Kristin, verify your social security number with the company. Let them say it to you. If they have the wrong number, you are safe. Do not give out to them on your own.

These folks r a scam. Only in America huh?I want to cancell my card and demand my money back asap.How in Gods name can they do this in our country?I cant even believe that they havent beeen arressted.

Rick, don't keep yourself in closed room. File your complaints at the local AG's office as well as the FTC and the BBB website. These are unfair activities and they need to be reported in public. People reviewing this company will get some helpful information from you in your complaint against them.

well, they tried to take my money from my acct today and my bank sent the ach right back to them. I also sent then a copy of the info i got from the bbb from their state. I then get an email from them letting me know about the 19.00 to be taken from my acct when they would have already taken it. these people a jacked up. OH and they said they are sending my bank a copy of the electronic agreements and authorizations......that's funny i don't even have anything saying all that.. I can't wait to see how this ends..i am going to beat their system!!!

I have been trying contact credit plus rewards com for so long I indeed up on hold for 30-60 min. I'm tired hearing that annoying answering machine. I'd been tring to cancelled the free 14 days trial before it expires, but I can't get a hold of the company. And yet they try to collect money from my bank account. Try to charge me for membership that I didn't even use. Please ackowledge to this email, I would like to cancel my account. I don't like to deal business with the answering machine.

Go through this entire thread and gather some knowledge on how to deal them. Never give your personal info to them. If you have already disclosed it by chance, ask your bank to stop all withdrawals from them. Also file complaint with FTC, BBB, FBI and local AG's office.

i received a call today from credit plus rewards. they askif i would pay the 4129.00 processing fee up front and they would put $500.00 in my account nothing ever came what should i do

Advance fee loans are very very fishy. Go through the alert published by Federal Trade Commission first.

http://www.ftc.gov/bcp/conline/pubs/tmarkg/loans.htm

Credit Plus Rewards is listed with ripoffreport.com. You can check consumer feedback on them-

ripoffreport.com/reports/ripoff182543.htm

ripoffreport.com/reports/ripoff185170.htm

Hope you haven't given your personal information to them.

Can someone please tell me the name that the company use to trie and take out the debits. I recently fell for this cause I am in a really hard place. They were suppose deposit funds on Wendsday and take out the processing on Friday which was not unusal for a payday loan. Here it is Friday and still no deposit. I want to make sure that the can't take the funds out either.

TJD,

I would suggest you to contact your bank immediately and explain the case. They might help you stop pre-authorized debits. And what is the name of the company that you dealt with? Are they trying to debit without depositing the money? Then it is a scam perhaps.

I went through with the service and have had great comeback! i got my cash advance of $500 and even the $7500 credit plus card and it has done great things for me. It has raised my credit score 4 points a month (per payment)! not a scam to me. I have to say it has not ripped me off!

Thank you!

Mel

They are fast talking fast working to get in your bank account. I talk to them last night they were aranged to draw 129.95 on monday the 8. when I decided that I may put it on hold I call my bank and behold a draft was set to go go threw then with the name med somthing for the same amount 129.95 with the same phone number as CreditPlusrewards,My bank call me back to inform me of this,so I had both of them stopped. they need to be warned and found out about before it is to late to save a checking.

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