number - 1-800-430-2740 - United Cash Loans??

The number you are asking about belongs to United Cash Loans phone number out of Carson City, Nevada. Be very aware of them. They are like a snake in the grass. Be on guard with them and don't let them intimidate you.

Well he seemed so nice on the message. lol. Well I'm currently paying on paydayok, so they'll have to wait there turn. Thanks for the info!

They are so smoothe. They sound nice til they see you are not going to give in to their demands, then thats when they start their threats. If you start having problems with them, report them to the attorney general in your state, BBB, Nevada Consumer Protection.

thanks. I won't be talking to them until it's there turn to be paid. The ones that work with me are the ones that get paid first.

In my opinion, if you can include this collection agency in your payment list, you will be improving your credit file at an earlier stage. Otherwise, the account that they are holding will be marked in collections and the lenders won't see you taking care of this account till you do it. I will make payment agreements after reviewing the account legally.

david,

I agree with your statement to rmunson. I was just letting her know what she will have to deal with when United Cash Loans makes their move.

Brat, since you have dealt with United Cash loans individually, I can understand how United Cash Loans will come up when rmunson will be contacted by them.

rmunson, if you face any problems in negotiating with United Cash Loans, let us know. I, Brat as well as others will help you in making the deal properly.

Well i'm paying paydayon on feb. 23rd and march 2nd. The next time I could make a payment on united would be march 23rd. (got to pay the house and car payments). I figure if i call them now they aren't going to take arrangements to be paid the last 2 weeks of march. This way i could pay them off in two weeks. do you all think i should call them and pay little amounts each week? It'll still be march before I could pay them off...

They won't accept payment if its in March. They will want it now. Your next two pay periods. The only way to get in touch with them is by email or fax from my experience. They will hit your checking account if you haven't closed it yet. If you would like, I can give you their fax number and email address. All you have to do is sign up under the members section, then pm me and I will give you all the details.

Yea i figured they would want it now. That's why i haven't called them. I closed my checking account several months ago. So they can't get any money from there. I have a phone number and extension for when I have the cash to pay them. I have no problem paying them. Just don't have the money yet.

Just got a call from a Lisa, who could barely contain her laughter on the phone, who informed my answering machine that she had a return check and that i needed to call her back immediatly. Bunch of bs. Are these people with ellis crosby?

rmunson,

Ellis Crosby was a collection agency. I don't know if term ???was' suits here or not because according to the posts in this forum, it seems they are still in business but in some other name.

Have you received call from a collection agency or your creditor has called you?

I got confused. Never mind The call was from United Cash Loans. It cracked me up though that "lisa" almost started laughing during her stern message. I also thought they weren't allowed to say that they have a "returned check" on me on my answering machine?

does anyone know how they are in regards to setting up a payment plan of some sort? i have a payday loan with them and wont be able to make payments anymore. also are they willing to work with T&C?

They claim to not accept any type of payment from consolidation, but many of us here have them in consolidation and they are having no problem cashing the check. DO NOT let United Cash Loans get away with their sh*t. If you would like, I will pm you information on United Cash Loans.

yeah i just tried contacting them several minutes ago. they said they dont do any sort of payment arrangements til the account goes into collections. so i guess i will have to wait it out or have T&C work something out with them. thanks for the advice.

They tell you this to make you pay immediately. You need to file complaints against them if they refuse payments from T&C.

GOOD NEWS! :D

United Cash Loans has offically marked our account paid in full. They stated in their reponse to the Attorney General in Nevada that they are forgiving the loan and we have caused alot of bad exposure for them. What bad exposure? Telling the truth on a company that is not licensed to lend in their state or mine? Could it be that they aren't liking the state goverment knowing about what they are doing? I don't know but I am tickeld to be through with them. The money that was scheduled for UCL will be put toward the next loan to be paid off. 4 more to go.

Wow! That is really good news. Congrats! Tammy. Come out of all your debts as early as possible and live a debt free life. The air is all different.

Hey tammy,

I was wondering if they were licensed to give out loans in the state of pennsvlvania. what was the steps you took to have them forgive your loan. im not trying to get mine forgiven but i want to make sure that they work with t&c consolidation. they were one of the only ones that were saying no at first when i asked for a payment plan.

I filed complaints against them in Nevada with the Attorney General, Consumer Protection and in the state I live in. They tried to refuse my payment from T&C and they were forced to accept the payment. Do not back down from them. Show them that you are well aware of your rights.

did you do the complaints by writing to the organizations or did was there websites where you can file complaints.. if you were able to do them online.. can you send me the websites thru PM.. also if you wouldnt mind.. can you send me some sample letters of the ones you sent out.. just so i have an idea of what to write.. united cash loans hasnt started calling me yet.. but im assuming they will soon after my bank account is completely closed and they cant make any debits

Could you send me info on United Cash? I am in the same situation. I am stuck with a loan from them and just don't have the funds right now.

United Cash Loans
2533 N. Carson St Ste. 5020
Carson City, NV 89706
Phone Number: 800-354-0602
Fax Number: 888-570-9772

They are no longer at the Carson City Nevada address. They are not accepting mail at that address anymore. They are now giving the address in Miami Oklahoma and are associated to Rio Resources. THey are not licensed in any state and they have several complaints against them, and they are being investigated in many states.

The new address they are giving is

3531 P Street NW
Miami, OK 74355

PO Box 111
Miami, OK 74355

They will not take legal action against you. This is becoming a very common threat among the online pdl industry. They think if they threaten people, they will run and Wetern Union whatever amount they demand. I have yet to find a state that United Cash Loans is licensed in. They will claim to be licnesed, but they are not! File complaints against this company and be clear in your complaint.

Like many of you I have a loan with them also that I am unable to pay off, they are calling me now and stating that they are getting to take action against me, unless I contact them in 48 hours. I have ever intention to pay them back, but they want me to make arrangements where I pay them every 2 weeks on my pay dates. If I was able to do that, I would not have defaulted on my loan to begin with. Any advice

Tammy,

Thanks for the advice. Where do I go to file a complaint, is it something I can do online? The one thing that I hate is that I owed them $300, now my loan is up to $600, despite the fact they were taking $90 out of my paycheck every 2 weeks before I defaulted.

I called them back yesterday and told them that I will send them a payment on Friday and will try to send something every 2 weeks after that until the loan is paid. I also explained to them that I am currently on disability, so it won't be much. They called back and stated that this is a serious issue and they need it resolved immediately or they will have to pursue with their action against me.

I hate that I ever got mixed up with them or any of this payday loan companies.

Ahhh..poo on them! They aren't licensed ANYWHERE to do this type of business.
Send them "the letter" and tell them you will report them to your AG's office if they don't mark your loan paid in full. (that is, of course, if you don't owe any money on the principle balance plus appropriate interest allowed for your state)
These guys are sharks, and tell them that those type of threats are illegal and you are reporting it to the proper authorities.
Don't be intimidated by them, they have absolutely NO legal recourse here.

This company left a message on my phone yesterday saying that they were pressing charges and to contact them with my lawyers name and number ALL I WANT TO DO IS PAY THIS OFF I can pay immediantly will they all allow me to do this versus taking legal action against me? Any help would be appriciated

linsced in texas? and if so what recorse do i have if they have violated the law?

United Cash Loans will not take legal action against you. They are blow hards that think they are above the law. They think by threatening people they will win, but in all honesty, all it does is make people fight back. You need to file a complaint against them with the Attorney General of Oklahoma. If you have the funds available to pay this loan off, then I suggest getting it paid as soon as possible.

They just called me and said they were just letting me know that they were "processing futher" my account. And gave me a "case number" and a phone number to call back if I wanted to stop this action. They're so full of it.

I just got called today as well and they said they were "processing further" my account and also gave me a case number. Rachelm, did anything happen with their "further processing"? I haven't closed my account but am jobless at this moment.

I'm dealing with these people now, and from what i found the address in Miami, OK is for ameriloan...and I have a letter that says PAID IN FULL....should I bother to call these people back???

same situation here in New Mexico. I don't know now if I'm dealing with united cash loans or ameriloan or rio resources--I had loans with each, I have a letter from ameriloan saying it was paid in full and arrangements with what I thought was united cash loans, but now I got my first threatening phone call. Do they have rights to prosecute in New Mexico?

Please send me the info abt united cash loans, that you state in this message.

email address removed as per forum rules - Tammy

I got my bank to stop payments to United Cash. I am in Oregon. I couldn't find any way to get ahold of them until now. I immediately had a phone message to call 800-354-0602, plus an email with attached documents they want me to sign! Forget that! They don't have a leg to stand on!

I received a call from them stating that they are going to take further action against me since I have no intention of paying them. That is not the case, I have ever intention of paying them I just can't do it now. I am trying hard to keep a roof over my families head.

How can I go about finding out if they are licensed in my state? Do anyone have sample letters that they can send me of what to send them and the attorney general.

Thank you

You can check with your division of financial institutions or consumer protection office to see if they are licensed in your state. You should be able to check this online.

I need help! I had a payday loan with United Cash loans, via internet and I paid over 800 dollars for a 300 dollar loan. I had 15 dollars left on the balance, i let them take it out, then I closed my account. Six months later, I am getting a threating calls from a guy named Jason telling me to have my attorney call him because I am being filed action against. This mornign I woke up at the butt crack of dawn to call them, and no one answers. Each time I wait exactly 5 min, 22 sec, and then I get disconnected. What can I do? Is this something I should be worried about?

This guy called me today and did not tell me where he was calling from. I called the number and the message doesnt say where I'm calling either. I googled the phone number and found this site. I dont even know who United Cash Loans is. I have never had a payday loan with them. Are they a collection agency? They have my name and phone number, but I've never even heard of this and after the reading these posts, I dont even know if I want to talk to these people.

Last week I received a collection call from this number and a woman named Alexandria had called me trying to collect $65.00 measly dollars from me. She also stated that she did not want this to go any father in collection than it is now. Hmmmm.. The creditor/payday lender United Cash loan which I had a loan with them back in 2004 and had filed chapter 7 bankruptcy back in December 2004 and it has been since discharged. At the time, I used a Nevada mailing address for United Cash Loans to send this paperwork to their office. I filed United Cash Loans under the bankruptcy petition and I told her this, She claimed that do not have the bk paperwork for this. I had read this forum and understand that the Nevada address is no longer valid and they are using a Miami, OK address. Also, I tried to e-mail them my BK information using the e-mail address she provided me which is collectiondept(at)500fastcash.com and when I attempted to do that the e-mail bounced back to me so it is invalid.

She provided me with her direct telephone number of 800-430-2740 Ext 577 and a fax number of 800-470-6785. I will fax this information to her or associate including the bk info and as well as my attorney's name for which this was filed under.

The word to the wise, stay away from PDL's because this puts you in financial ruin if you are not careful. The PDL industry thinks that they are doing you a favor by advancing you X amount of monies but you have to pay it back with interest and fees and other charges. I live in VA so the there are a whole lot of PDL Lenders probably within a 5 mile radius from where I live and that include that car Title loans as well. I think that is worst thing to do is to put those PDL Lenders on every corner or for the simple fact that they even exist at all. I know from my own personal experience. If you need monies that bad, I would suggest either working 2nd job, borrow from friends or relatives, or budget your money wisely. I hope that this message would help somebody out there. Thank you!

This is the actual e-mail address that collector Alexandria gave to me :oops: :
collectiondpt(at)500fastcash.com

I had A payday loan thru this company. It is a bit tricky on how they due the loans. I don't know if they ever had sent anyone an email but they use to email me every two weeks with a new loan agreement. Which gave me options to pay down the loan with interest and some principal or pay the whole loan in full. I appreciated the fact that every two weeks they would do this. I didn't really have any other problems with pay day loans, including PaydayOk. Unfornately when I used Arrowhead things were a little different. Now I am dealing with Bass & Associates. Sorry to hear your having problems with United Cash Loans.

Hi Calvin.

I paid on United for 7 months, and I always paid on time. I got those emails, too. Eventually I started paying down...$50 toward the principal every two weeks. I got the amount of the loan down to $50 plus finance charges, then I defaulted. I never heard a word from them, even when I sent them letters and emails. I heard all kinds of horror stories, but I never got a single call, and the reminder emails stopped coming. Months went by, and I sent them a letter demanding my loan be marked paid in full..And I never heard back. It's been 11 months since I defaulted, I think they figured they got their money from me.

hey finsfan.
Looks like we will be rooting against each other this T-day. I am a Lions fan. Anyways, You might want to check your credit report and make sure they have screwed with that. But at least you to the right steps to end the problem. Did you send the letter certified? Just curious cause I am going to do the same with Bass & Associates.

Hey everyone, hope everyone is having a fine Thanksgiving. I receievd this msg from UCL yesterday afternoon ( and yes I have saved it)

Transcript of message left by Jason (United Cash Loans) for Ashley ***** at 4:36pm Wednesday November 23 2006

[quote]???????This is for Ashley ***, this is Jason at (?) calling about this returned check you have had in our office for quite some time now and posted $10 towards it umm last time I spoke with you, you didn????????t really sound too concerned about wanting to resolve it I gave you til Monday and never heard back from you Ms. *****, umm if you can have the name of the Attorney or somebody who is going to represent you $390 amount on this return umm I would suggest giving me a call back with your attorneys name and number if not you can always contact the local district attorney umm I truly wanted to help you out in this situation but obviously you didn????????t want to help yourself toll free number 1-800 430-2740 ext 531 have a happy Thanksgiving thank you.???????[/quote]

OMG I am having a field day with this company. I just spent the better part of the last hour writing letters to UCL and PDOK. My letters will be posted on my blog site tomorrow and Saturday but I had to share with you all this "evidence"

Look out UCL here I COME, BRING IT ON!

Hi All:

Some get advice here. I, unfortunately, gave my card number after a threat by a rep., saying that she will process me to a third party. She would not tell me who and I can't afford to make the scheduled payment. Since then I have read the Fair Debt Collections Practices Act and will not close my account with my bank info. Next, I will write a complaint and cc California's, Nevada's, and Okhaloma's AG offices, as well as the BBB.

Jay I think you must have stumbled on the wrong site. This is a forum that discusses debt issues. We are not a loan company or collection agency. If you have debt issues please feel free to tell us about them and see if we can help. Best Wishes KYSIDE38