number - 1-800-430-2740 - United Cash Loans??

Kyside38, I think I understand what kind of forum this is. I have been having problems with United Cash Loans, wherein they would not let me pay it down after I defaulted (robbing Peter to pay Paul) and like I said violating my rights under the fdcpa, and not to mention that they are not licensed to lend money in the California, thus possibly negotiating any contract in the first place.

Unfortunatly I took out a loan through UCL. I had closed my bank account to get my finances back in order because I had so many companies withdrawling from my account that I couldn't control my money at all. It was gone before it was in the account. I just received a very "off" phone call from a Mike and all he said was that he has an item that was returned and I needed to give him a call to take care of it. He didn't say where he was from but I googled the number he gave me and I found out he was from UCL. I cannot pay this debt at the current time. Unfortuantly this is not the only PDL service calling me. I know its best to pay what you can but what happens if I can't pay right now. Do I call and get bullied? What advice can you give me on that. I greatly appreciate any advice at this point.
Thanks!

Jay, you are right. United Cash loans is prohibited from lending in CA. I found this info in this link.

http://forums.debtcc.com/political/stop-lending.html

Report California Department of Corporations (DOC) about United Cash loans because they prohibited them from lending in CA but still are managing to do business.

Hi jay and MP, I am currently "working" with UCL and you can find my correspondances with them on my blog site. I saved the message that violated the fdcpa and sent them a letter demanding PIF for their violation with a transcipt of their call. Anyhow if you can save any and all messages reagrding IPDL as they may be used as evidence. Good lucka dn keep posting

Got a letter from them in response to my VOD letter to them telling me since I sent a C&D they are going to sell my account to a third party collection agency and i could still settle with them for x amount of money. To take advantage of this offer I have until a certain date. They never provided me with all of the documentation that I requested in the VOD letter to them.

I finally got the phone call from them stating that I am in violation of Florida law and all my check writing privlages have been revoked and that since I wrote them a bad check my account will be written off and I guess sent to a collection agency. Not sure about that though. My checking account is closed so the not writing checks doesn't bother me but she said that they have made several attempts to contact me and I believe they misrepresentated themselves because the only calls I received from that number were from a guy telling me I had a returned item and I needed to call him back he said his name was Mike and he didn't tell me what it was in regards to. But this woman that called me told me that I had till a certain time to call her and if I would like to leave a name of my attorney she would contact them. Does that tactic really work? I mean what if they did get someones attorney. I would think they would be in for a bad phone call. I am trying to figure out what to do next so I will keep you posted...

I had united cash loans and another company called one click cash put money into my account and now are taking money out. plus i have had a nat platinum and secret cash card take money out to. I have never applied for one of these loans. Now my inbox for my email is loaded with them I have done the unsubscribe thing for each and everyone and they still keep coming.

I have a $300 loan from them that I owe $390 on. I have paid $180 so far. I sent them an email saying that I am in Florida and that they have overcharged me. The compliance dept called and emailed me saying they could settle with me if I pay $210 by today (1-26-07). They also said that they have stopped all debits from my account and I need to call in or wire the money by today and my account would be closed. This was a much better deal, since I would be paying $210 instead of $390 (or more). Well, this morning I looked at my account and sure enough, they took out the $90! Now I am really angry! What should I do now?
Thank you.

Just settled with them after I complained about the fees. They say I can not do any more business with them or their affiliates. Just curious - do you know who their affiliates are?

I don't know who all of their affliates are, but you should have told them Good, because you do want any more of their illegal overcharging business anyway.

I need to know about this company and how to get ahold of them. My wife got a 300.00 loan from them via the internet back in Nov 06 as of this date Feb 07 they are still taking money out of my account. My bank has the paperwork to stop them but hasn't. I don't have any numbers or e-mail addresses to get ahold of these people. They have screwed up my account for the last 2.5 months. For a 300 dollar loan they have taken over 900.00 I need help!! e-mail me at email address removed as per forum rules - Mike please

They are calling me at work and on my cell phone. They told me I owe them money but I dont have any information that I borowed money from them. I did however borrow from 500 fast cash and I am setting up a paymetn arrangment with them. They have threatened me with jail time if i dont pay. What I want to know is can they do that and what should I do next?
Heather
Bowling Green,KY

Sounds like you have OVERPAID them!

Dont worry. You will NOT go to jail. Trust us!

What do I need to do about these people?

guest-log in so people can help you.....

You will not go to the jail for not paying the debt. The company is trying to intimidate you in paying them. Do not get tensed. Hire a lawyer for dealing in this matter. This is a civil case and the worst that might happen is that the judge will order a judgment against you. But before this, the company has to prove their legit business and show that they are making legal charges on your account and you have ignored the payments. Know the actual status of your account and make payment arrangements with the lender. Keep everything documented for having proof of your actions.

I have tried to sign up three times now and for some reason it wont work. What do you mean, what kind of judgement? I cant afford to higher a lawyer either.
Heather
Bowling Green,KY

ok now im signed up and ready to go.
Can someone help me now!
I am in class right now until 9pm I will be available tomorrow after 5pm or on here all day.
Heather

Are United Cash Loans and 500 fast cash the same company? Cause I borrowed from 500FC but not from UCL, and now I have someone from both calling and they are giving me different amounts that I owe.

How can I get these company's to stop calling me at work. My boss said that If I cant stop them she is going to have to let me go. If I get fired cause of these idiot's im going to go crazy on these people.

Cant you send a cease and desist letter to them like NOW?

United Cash Loans and 500 Fast Cash are DBA's of MTE Financial Services. aka. Rio Resources. I would e-mail them a cease and desist letter stating that you can't take these types of phone calls at work. I would also fax it if you can and also sent it certified mail with return receipt. You can't let them do this to you.

Is there a email format cease and desist letter?

Cut and paste should suffice.

See the sample C&D letter

http://www.debtconsolidationcare.com/template-cdletter.html

OK so I got everyone to stop calling me, My boss told them I dont work here anymore. Now what do I do about the balances they claim I owe. These guys from Norman G Kilman from Acreditted Collection Company say I owe $545.00 but he wont send me any documents that say I owe that money. Please help me!

I thought I was logged in so thats me above as guest. Im just glad I finally got them to stop calling me and harrassing me.

Good for you! Now I gotta get them to stop buggin me....

Contact your Attorney General. In many states they are not legal. File a complaint with the AG and have lawyers call them to discuss jail time.

Fax number for these loan sharks is 800-470-6785. You can fax them a letter telling them not to contact you except in writing and the calls will stop.

I have proof that I paid these clowns in full - not just the renewals, but the principal - yet they still continued to call me. I put an end to the calls by faxing as above a letter - they did stop calling.

Good luck. Hope that people see these boards and think twice before taking out payday loans. Biggest mistake of my life.

Yes mom of one..taking out IPDL's was the second biggest mistake of my life!

I just need an email address for these jerks!

compliance(at)unitedcashloans.com

I hope this is helpful! Good luck, they aren't being very friendly to me!

I took out a payday loan and was to pay it back by using my checking account. But unitedcash loans were taking too much money from my account so that left me with a outstanding balance on my checking account. So i am trying to get in contact with someone to discuss this matter.Which i talk to someone eariler and my cell lost signal.please call me at xxx-xxx-xxxx Thank You!

Number removed, Please don't post personal info - Pink

Lakeisha,

This is an open forum for people to seek and give advice. You will need to contact United directly again. Let us know if there is anything else we can help you with.

need number for them keep taking money out of my aacount

Laura close your account and open a new one.

i had 2 payday loans and payed them off and never had a problem and was going to get another one but after reading everyones messages i dont know what should i do

The correct number is 1-800-279-8511.

1-800-279-8511 United cash locans

the truth of the matter is I'm a troll. I have nothing better to do than come on this message forum and belittle people who are better than me. I have no spelling or language skills, no life, and no hope for the future. At least this gives me something to do when I'm not harassing debtors at the collection agency.
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Edited to show the real truth. - Uncle Wulf

wait! did you just edited my reply? why didn't you just start your own reply ahole? the fact is, whatever i said is true.... pay your bill and stop point finger.... i have no life? i pay all my bills on time and yes, i use UCL assistants.... and i never keep them in the dark i answer my calls and they worked with me, so i dont see why you're bitching about it...

PS
BROKE ASS UNCLE WULFIE(that the real truth)

start your own reply next time... stop covering what needs to be said!!!

ahh! u blocked my comment u broke ass bitch

wait! did you just edited my reply? why didn't you just start your own reply ahole? the fact is, whatever i said is true.... pay your bill and stop point finger.... i have no life? i pay all my bills on time and yes, i use UCL assistants.... and i never keep them in the dark i answer my calls and they worked with me, so i dont see why you're bitching about it...

PS
BROKE ASS UNCLE WULFIE(that the real truth)

After a discussion with my State Attorney General's Office (Colorado) I found out that United Cash Loans is operating ILLEGALLY as a lender, and their contracts are not worth the paper they are written on as UCL is licensed as a lender in NO state.

So, I put a Stop Payment on this lender through my bank, and have initiated Fraud claims with the state Attorney General and my bank.

I borrowed $500 in December, they have gouged me for $150 every other Friday ever since, and checking with them this morning, they want $360.00 to pay off the loan even with all the payments. They have scalped me for over $1,500.00 in ACH, but NO MORE.

ANYONE with UCL should contact their state Attorney General's office IMMEDIATELY, followed by a trip to the bank to file fraud charges on them (don't handle your bank by phone, go in there in person and speak to the branch manager).

Good luck, everyone, and let's see if we can enough damage to this one illegal lender that will be a lesson to the rest.