how do you write a letter like this to creditors?

Which letter. holy?

there are many sampleexample letter that you can use. Also, I am willing to help as well. just let us know

holy,

Are you looking for a sample cease and desist letter? I can see you have mentioned Cease and Desist in the title of your post. Go through this thread-

https://www.debtconsolidationcare.com/forum/template-cdletter.html

Or leaf through the e-book ???debt consolidation Sample Letters for Free??? to see more sample letters-

http://www.debtconsolidationcare.com/books/

how to write a cease & desist letter, jessi.

Holy-- http://www.debtconsolidationcare.com/books/ You can get one here.