I have been in a Civil suit for almost a year. I was building 2 houses in FL. and the customer wanted Change orders and or up grades and was un willing to pay for the differences. I stopped building, obtained a construction lien, unaware in FL the construction lien ran out in 1 year. They obtained an attorney, an suiting me in Civil court. I counter suited, etc. But, just recently filed Chapter 7 in GA. with them, their attorneys, etc. in the Bankruptcy. What can they do after the bankruptcty has been discharged? No judgement taken out, just the lawsuit.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.